The Best Credit Cards for Back to School Shopping

By Christina Majaski. Last updated 30 October 2017. 0 comments

This post contains references to products from our advertisers. We may receive compensation when you click on links to those products. The content is not provided by the advertiser and any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any bank, card issuer, airline or hotel chain. Please visit our Advertiser Disclosure to view our partners, and for additional details.

Whether you have students entering elementary school or college, it's likely they have a long list of supplies and materials needed to start the school year out. According to the National Retail Federation, average families with a K-12 student, will spend approximately $630 on back to school shopping. If you have a college student, this number can be in the thousands.

From colored pencils and protractors to electronics and clothing, if you use the right credit cards for your back to school shopping, you'll come out of it with extra money in your pockets. Here are the 5 best credit cards you should consider using to knock out your back to school shopping lists.

Bank of America® Cash Rewards Credit Card

The Bank of America® Cash Rewards Credit Card allows you to earn cash back on snacks and most school supplies by offering 2% back at grocery stores and wholesale clubs. You can also earn 3% back on gas and 1% on other purchases, up to the first $2500 in combined purchases in gas, grocery stores, and wholesale each quarter. Plus, Bank of America® customers get an extra 10% bonus when redeeming rewards directly into a Bank of America® checking or savings account instead of a statement credit. Receive a $150 online cash rewards bonus after you spend at least $500 in purchases in the first 90 days of account opening. There is no annual fee.

Click here to learn more and apply for the Bank of America® Cash Rewards Credit Card today!

Amazon Rewards Visa Signature Card

If you plan on shopping primarily with Amazon.com, you might want to consider the Amazon Rewards Visa Signature Card. Get 3% back for Amazon.com purchases, 2% on gas stations, restaurants, and drug stores, and 1% cash back on other purchases. Amazon Prime members can qualify for 5% back for Amazon.com purchases. Amazon is known for providing huge sales and discounts for school supplies and other back to school necessities, and Prime members can take advantage of free two day shipping.

Citi® Double Cash Card - 18 month BT offer

There are a variety of things that you need to buy in college, and they won't necessarily fall under a spending category that offers bonus rewards. If you want more flexibility with your rewards, the Citi® Double Cash Card - 18 month BT offer from our partner Citi may be a good fit. This card allows you to earn 1% cash back twice: once when you make a purchase, and again when you pay for your purchase. That's cash back for every purchase, no matter the category, with no caps or restrictions. This means you'll get cash back for all your back-to-school shopping, and you'll continue to get cash back for all your during-school shopping as long as you use your card.

Click here to learn more and apply for the Citi® Double Cash Card - 18 month BT offer today!

Target REDcard

As one of the most popular shopping destinations for school supplies, the Target REDcard is among the best credit cards for back to school shopping. There is a Target Credit Card and a Target Debit Card, both offering a 5% discount at the checkout on your purchases. This type of rewards program can come in handy because you realize your discount immediately and aren't required to redeem any points later on. The card also provides free shipping on Target.com orders and a longer period for returns.

Click here to learn more and apply for the Target REDcard today!

Info about the Amazon Rewards Visa Signature Card from Chase has been collected independently by Wise Bread. The issuer did not provide the details, nor is it responsible for their accuracy.

Like this article? Pin it!

 

5
Average: 5 (1 vote)
Your rating: None
ShareThis
Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.