Best Credit Cards for People Who Hate Credit Cards

By Jason Steele. Last updated 4 December 2017. 0 comments

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Some people really hate credit cards. Whether it's due to poor experiences with customer service, unexpected fees and extra charges because of complicated fine print, or trying to earn rewards points and miles only to find out they expire or are otherwise wasted because of redemption issues, you might be looking for a credit card that is truly straightforward and simple. Here are five options for those fed up with complicated rewards schedules, cash back limits, and excess fees.

Bank of America® Travel Rewards Credit Card

The Bank of America® Travel Rewards Credit Card offers a competitive rewards program that features 1.5 points per dollar spent on purchases, and each point is worth one cent statement credit towards travel purchases. Plus there's a 20,000 point bonus if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $200 statement credit toward travel purchases. 

Click here to learn more and apply for the Bank of America® Travel Rewards Credit Card today!

Capital One® Venture® Rewards Credit Card

If you're looking for a card that will supercharge your points earning power, the Capital One® Venture® Rewards card offers unlimited double miles on all purchases. Each mile is worth one cent each as a statement credit towards any travel purchase. Simply purchase airfare, hotels, rental cars, cruises, or nearly any other travel reservation, and you can redeem your miles for credit. There is also a one-time bonus of 50,000 miles when you spend $3,000 on purchases within 3 months from account opening. This is equal to $500 in travel! There is a $0 annual fee for the first year, then $95 after that.

Click here to learn more and apply for the Capital One® Venture® Rewards Credit Card today!

Citi® Double Cash Card - 18 month BT offer

For credit card users who want to earn cash back rewards without any restrictions, drama, or annual fees, the Citi® Double Cash Card - 18 month BT offer from our partner Citi may be just what they are looking for. With this card you earn 1% cash back at the time of purchase, and another 1% cash back when you pay your bill. There are no limits to how much cash you can earn, and they won't expire. Citi offers special benefits like their Price Rewind, a service that automatically searches for a price drop on a registered purchase and refunds the difference. 

Click here to learn more and apply for the Citi® Double Cash Card - 18 month BT offer today!

Citi Simplicity® Card - No Late Fees Ever

The Citi Simplicity® Card - No Late Fees Ever lives up to its name by having no annual fee, no late fees, and no penalty interest rate. New cardholders receive a whopping 21 months of interest free financing on both new purchases and balance transfers, with a 3% balance transfer fee. Afterward, the standard interest rate of 14.99% - 24.99% will apply. The card still includes the usual Citi benefits, such as their Price Rewind program which refunds the difference in price of any purchase within 30 days. 

Click here to learn more and apply for the Citi Simplicity® Card - No Late Fees Ever today!

 

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