Best Credit Cards with 0% APR for Purchases

By Jason Steele. Last updated 2 August 2017. 0 comments

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If you've got a big purchase planned (or a bunch of small ones), and you don't think you can pay it off within the month to avoid interest charges, you might consider a credit card that offers a promotional 0% APR on purchases. This will give you some time to pay off your new purchases without the stress of interest charges building up. Here are the best credit cards that currently offer 0% intro APR on new purchases.

Bank of America® Cash Rewards Credit Card

The Bank of America® Cash Rewards Credit Card offers 0% Introductory APR for 12 billing cycles for purchases, then, 13.99% - 23.99% Variable APR. You also get 3% cash back on gas and 2% cash back at grocery stores and wholesale clubs, up to $2,500 in combined purchases each quarter, and 1% cash back on other purchases. Bank of America customers can earn a 10% bonus when redeeming cash back into a Bank of America® checking or savings account. New cardholders also earn a $150 bonus after spending $500 on the card in the first 90 days of account opening. There is no annual fee for this card.

Click here to learn more and apply for the Bank of America® Cash Rewards Credit Card today!

Chase Freedom UnlimitedSM 

The Chase Freedom UnlimitedSM has a 0% introductory APR on purchases and balance transfers for 15 months, after which a variable APR of 15.99%-24.74% will apply. The balance transfer fee is either $5 or 5% of the amount of each transfer, whichever is greater. This card awards unlimited 1.5% cash back on every purchase, automatically. Redeem your cash back at any time without any minimum requirements, and your rewards do not expire. Plus, you earn a $150 bonus after you spend $500 on purchases in your first 3 months from account opening. There is no annual fee. 

Click here to learn more and apply for the Chase Freedom UnlimitedSM today!

Barclaycard Ring™ Mastercard®

The Barclaycard Ring™ Mastercard® offers 0% intro APR on purchases and qualifying balance transfers for 15 months, with no balance transfer fee. After the intro period, a variable APR of 13.99% will apply. The card's Giveback™ Feature enables you to receive a small percentage of the company profits, which you can donate to charity or keep in your account as a bonus credit. There is no annual fee.

Click here to learn more and apply for the Barclaycard Ring™ Mastercard® today!

Citi Simplicity® Card - No Late Fees Ever

The Citi Simplicity® Card - No Late Fees Ever from our partner Citi, offers 0% intro APR on purchases and balances for an impressive 21 months! After the intro period, the variable APR will be 14.49%-24.49%. While there is a balance transfer fee of $5 or 3% of the amount of each transfer (whichever is greater), this card has no late fees, no penalty APR, and no annual fee. Simple, right?

Click here to learn more and apply for the Citi Simplicity® Card - No Late Fees Ever today!

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