Best Credit Cards with 0% APR for Purchases

By Jason Steele. Last updated 15 February 2018. 0 comments

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If you've got a big purchase planned (or a bunch of small ones), and you don't think you can pay it off within the month to avoid interest charges, you might consider a credit card that offers a promotional 0% APR on purchases. This will give you some time to pay off your new purchases without the stress of interest charges building up. Here are the best credit cards that currently offer 0% intro APR on new purchases.

Bank of America® Cash Rewards Credit Card

The Bank of America® Cash Rewards Credit Card offers 0% Introductory APR for 12 billing cycles for purchases, then, 14.24% - 24.24% Variable APR. You also get 3% cash back on gas and 2% cash back at grocery stores and wholesale clubs, up to $2,500 in combined purchases each quarter, and 1% cash back on other purchases. Bank of America® customers can earn a 10% bonus when redeeming cash back into a Bank of America® checking or savings account. New cardholders also earn a $150 bonus after spending $500 on the card in the first 90 days of account opening. There is no annual fee for this card.

Click here to learn more and apply for the Bank of America® Cash Rewards Credit Card today!

Chase Slate®

The Chase Slate® offers a 0% intro APR for 15 months on purchases and balance transfers, along with no intro balance transfer fee for balance transfers made within the first 60 days of opening the account. After the introductory period, a standard rate of 16.24%-24.99% variable APR applies. Thankfully, paying late won’t affect your interest rate as this card has no penalty APR. You can access your monthly FICO score for free and receive tips on managing your credit health. Finally, you can utilize Chase's innovative Blueprint program which allows you to save money on interest charges by paying some purchases in full while carrying a balance on others. This card has no annual fee.

Click here to learn more and apply for the Chase Slate® Credit Card today!

Discover it® Miles

The Discover it® Miles offers 0% introductory APR for 14 months on purchases, and 10.99% on balance transfers for 14 months. After the intro period, the APR is variable at 13.24% - 24.24%. You also get 1.5x miles for each dollar you spend with the card, with no caps or limitations. For new cardmembers, Discover will match the miles earned at the end of the first year. There is no annual fee or foreign transaction fee. See rates and fees.

Click here to learn more and apply for the Discover it® Miles card today!

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