Best Gas Rewards Credit Cards

By Jason Steele. Last updated 20 June 2017. 8 comments

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It's always nice to be able to save on a necessary staple like gas. If gas for your daily commute is a significant expense, you might want to look at credit cards that can offer cash back or other rewards for it. Not to mention it can help cut costs for summer road trips.

How to Pick the Best Gas Card

Besides the rewards you get for gas purchases, consider the other benefits of each card. Several of the cards on this list offer excellent rates of cash back for purchases beyond gas, while others do not. This is important if you plan on using this card for more than just fuel purchases. Also, the cards that offer a higher rate of rewards often come with annual fees. You'll have to do the math to decide whether the higher rewards are worth enough to at least pay for the annual fee. (See also: How to Decide if an Annual Fee Credit Card Is Worth it For You)

Our Top 5 Gas Rewards Cards

Here are my top picks for gas rewards credit cards.

BankAmericard Cash Rewards Credit Card

The BankAmericard Cash Rewards™ Credit Card offers 3% cash back on gas, 2% at grocery stores and wholesale clubs, and 1% for other purchases. (Grocery store, wholesale club, and gas bonus rewards apply to the first $2500 in combined purchases each quarter.) Cardholders get a 10% customer bonus when redeeming cash back into a Bank of America® checking or savings account. There is currently an online-exclusive offer to get $150 cash rewards bonus after spending $500 or more in purchases within the first 90 days of account opening for new cardmembers. There is no annual fee.

Click here to learn more and apply for the BankAmericard Cash Rewards™ Credit Card today!

Blue Cash Preferred® Card from American Express

The Blue Cash Preferred® Card from American Express offers 3% at U.S. gas stations and select U.S. department stores. You can also earn 6% cash back at U.S. supermarkets (up to $6,000 per year in purchases, 1% after that), and 1% on other purchases. As a welcome offer, you can earn $150 back after spending $1,000 in purchases within the first 3 months. There is a $95 annual fee. Terms apply. See rates and fees.

Click here to learn more and apply for the Blue Cash Preferred® Card from American Express today!

The Amex EveryDay® Credit Card from American Express

With the Amex EveryDay® Credit Card from American Express, you'll earn one point per dollar spent and 2x points for spending at US supermarkets (up to $6,000 per year in purchases, then one point after). In addition, cardholders will receive a 20% bonus during each statement period that they make at least 20 purchases (less returns and credit). While this card does not offer bonus points for gas, each gas purchase will bring you closer to the 20% bonus. New cardholders can earn 10,000 bonus points when they use their card to spend $1,000 on purchases within their first three months of cardmembership. Terms apply. See rates and fees.

Click here to learn more and apply for the Amex EveryDay® Credit Card from American Express today!

Costco Anywhere Visa® Card by Citi

The Costco Anywhere Visa® Card by Citi offers one of the highest cash back opportunities for gas, with 4% back on gas purchases at Costco and other gas stations worldwide (on up to $7,000 per year). Plus, you can earn 3% back on restaurant and eligible travel purchases, 2% back on purchases at Costco and online at Costco.com, and 1% back on all other purchases. There is no annual fee with a paid Costco membership.

Click here to learn more and apply for the Costco Anywhere Visa® Card by Citi today!

USAA Cashback Rewards Plus American Express® Card

For military personnel and family members, the USAA Cashback Rewards Plus American Express® Card is another great gas card. It offers 5% cash back on gas and military base purchases each year up to a combined total of $3,000 in purchases. You also get 2% cash back on your first $3,000 on supermarket purchases per year, and 1% cash back on all other purchases. You do need to join USAA before you can apply for this card, but you also get military benefits that aren't offered by other credit cards. There is no annual fee, no penalty interest rate, and no foreign transaction fee.

Click here to learn more and apply for the USAA Cashback Rewards Plus American Express® Card today!

 

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5 Best Gas Rewards Credit Cards

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Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Guest's picture

I'm surprised you didn't the fort knox visa rewards card. It has a 5% cashback gas rebate as well.

Guest's picture
Long

I really like the American Express Blue Card. I use it exclusively for my gas purchases, but have recently debated getting the Costco TrueEarnings card mentioned. I love Costco and go quite often, so it might be more beneficial to me to pay for membership and get the credit card too.

What concerns me lately is that I'm seeing more and more gas stations have two sets of prices. One for cash paying customers and one for credit card/debit card users. I try to only put Chevron gas in my car so it kind of forces me to pay cash or even consider their corporate branded card (they charge the cash price if you use their branded card).

Guest's picture

Decisions, decisions. I'm always ready to switch gears but it starts to make my head spin.

Guest's picture

Wow, thanks for the heads up! We have the Costco card but honestly don't even use it anywhere else. From now on, we'll be using that card any time we get gas off base. We use our Military Star Rewards from Chase on base, since it gives 2% cash back on gas purchases on base; those prices are already lower than typical off-base prices.

Thanks again!

Guest's picture

Has anyone had good luck with a travel rewards card?
Looking for a way to save money on family vacations.
Thanks for the article.
Michelle

Guest's picture

Some other cards worth looking at:

Chase Freedom (5% on cash two quarters per year the last two years, you can also get a 10% bonus if you have a chase checking account open)
Fort knox visa rewards straight 5% cash back on all gas purchases

Guest's picture
Philo

Sam's Club MasterCard is the best - 5% cash back on all gas up to $6,000 per year!

Guest's picture
Philo

and for the Sam's club master card - that is at all gas stations, everywhere. I never even shop at Sam's and don't use their gas stations. I get the 5% off at Shell, BP< SHeetz, everywhere!