A Guaranteed Way To Avoid Impulse Credit Card Purchases
Have you ever been out and about, maybe shopping with a friend, and come across that one thing? The one thing you've wanted for a while but couldn't justify buying? Or that one thing you didn't even know you wanted until it was there, calling your name?
But here it is. Right in front of you, begging you to buy it. Even better - it's on sale!
But you don't have the cash. So…you put it on credit!
How easy it is to whip out the plastic now and worry about how to pay for it (and whether you needed the item in the first place) later.
If you want to change that habit, there is an easy and sure-fire way to ensure you never fall prey to the impulse credit card purchase again: Freeze Your Cards!
Simply put all those darn tempting cards in a plastic bag full of water, and stick it in the freezer. Then, if you want to make the purchase, you can't do it right away. You have to go home and melt your card first! This gives you just enough time to decompress from the frenzy of impulse buying needs and figure out whether or not it's something you really want to buy.
This also works great for the person who loves impulse shopping on the internet (provided you haven't already memorized your card number). If the card is behind a few inches of ice you'll need to melt it to read off those numbers!
Happy Freezing, and Happy Shopping everybody!
Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any bank, card issuer, airline or hotel chain.