Best Charge Card: Premier Rewards Gold Card from American Express

By Mark Jackson. Last updated 17 August 2017. 0 comments

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The American Express Gold Card maintains an air of status to this day. Its premium cost, premium benefits, and backing from one of the most respected credit card companies on the planet has made attaining the Gold card an aspiration for many. But, is it worth it for you? Here's our review of their newer version, the Premier Rewards Gold Card from American Express.

Why We Like This Card

  • Welcome offer: 25,000 points after meeting spending requirements
  • $100 annual airline fee credit (with restrictions)

How This Card Works

The Premier Rewards Gold Card is a charge card, not a credit card, which means you are required to pay your balance in full each month. Thus, there is no interest rate. 

This card offers 3x points for flights booked directly with airlines, 2x points for purchases at US supermarkets, at US gas stations, and at US restaurants, and 1x points on other purchases.

Welcome offer: Earn 25,000 Membership Rewards® Points after you spend $2,000 on purchases on your new card within the first 3 months of card membership.

You can transfer these points to frequent flyer programs or redeem them for rewards from leading brands in travel, gift cards, merchandise, or entertainment. (See also: Best Credit Cards for Transferring Points to Miles)

Other Benefits

Airline fee credit. Cardholders may select an airline and receive up to $100 per calendar year for baggage fees at one airline. (See also: Best Travel Rewards Cards)

Hotel credit. Cardholders get a $75 hotel credit on qualifying charges, plus a room upgrade upon arrival, when available, with The Hotel Collection.

No preset spending limit. There are plenty of other benefits associated with these Gold charge cards. For one, there's no preset spending limit. However, you are required to pay your entire balance in full each month.

Extended warranty and purchase protection. Each time you use your card to purchase an item with a warranty of five years or less, you receive up to an extra year of warranty. You'll also receive purchase and return protection which can cover refunds, theft, and damage for 90 days.

Travel benefits and services. When you travel, you'll be covered by car rental insurance, baggage insurance, and their Global Assist Hotline. There are no foreign transaction fees when you use the Premier Rewards Gold card. Terms apply. (See also: Best Airline Credit Cards)

Terms apply

Who This Card Is Best For

This card is best for the frequent air traveler who books flights directly with different airlines. At three points per dollar spent on airline fares, plus the ability to transfer points to other airlines as well as the extra flight benefits, there's really no better card out there for that purchase.

Click here to learn more and apply for the Premier Rewards Gold Card from American Express today!

 

 


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