Ask the Readers: What Is Your Biggest Financial Goal?

By Ashley Jacobs on 24 July 2012 (Updated 31 July 2012) 110 comments

Editor's Note: Congratulations to Kathleen @ Frugal Portland, Kathleen S, and Jerry for winning this week's contest!

Most people have financial goals they are trying to accomplish. Whether it's dining out less or cutting back on a certain item in your budget, everyone works on achieving small financial goals everyday. But people also work towards achieving larger financial goals such as getting out of debt, buying a house, retiring, or taking a dream vacation too!

What is your biggest financial goal? Saving up for a house? Buying a car? Taking a trip around the world? Paying off your debt?

Tell us about your biggest financial goal and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Win 1 of 3 $20 Amazon Gift Cards

We're doing three giveaways — one for random comments, one for random Facebook "Likes", and another one for random tweets.

Mandatory Entry: 

  • Post your answer in the comments below 

For extra entries (1 per action):

  • Go to our Facebook page, "Like" us, and leave a comment on this article telling us you did, or
  • Tweet your answer. You have to be a follower of our @wisebread account. Include both "@wisebread" and "#WBAsk" in your tweet so we'll see it and count it. Leave a link to your tweet (click the timestamp for the individual URL) in a separate comment.

If you're inspired to write a whole blog post OR you have a photo on flickr to share, please link to it in the comments or tweet it.

Giveaway Rules:

  • Contest ends Monday, July 30th at 11:59 pm Pacific. Winners will be announced after July 30th on the original post. Winners will also be contacted via email.
  • You can enter all three drawings — once by leaving a comment, once by liking our Facebook update, and once by tweeting.
  • This promotion is in no way sponsored, endorsed or administered, or associated with Facebook.
  • You must be 18 and US resident to enter. Void where prohibited.

Good Luck!

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Guest's picture

My biggest financial goal is to help my girlfriend pay down her massive student loans after we get married.

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rm

My goal is to make enough money to start my own company. I want to break the shackles of corporate life.

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Jen G.

I'm rebuilding my emergency fund after an unexpected move and a seriously sprained ankle, whose treatment straddled two insurance deductible years.

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Alex H

Oh my, my, my...biggest financial goal.
Well, at this point, my goal is to find a job that will pay well enough to enable me to hold down two other jobs that don't pay at all. There are two incredible and fascinating opportunities for me to work on...that don't (yet) pay a dime, but I need to keep a roof over my head and food in my belly in the meantime, so my goal now is finding at least ONE paying gig that will make me able to afford to go to work doing some things I really love.

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Alex H

Also, I liked you on facebook. Fingers crossed!

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brandon goode

I liked your page and commented. :)

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KSher

Short term:payoff debt
Long term:be able to retire at 57

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Olivia

My biggest financial goal is to pay off my student loans. I don't have as much as many other people my age (just under $20,000) but it's hanging over me and I want it gone!

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lostAnnfound

My biggest goal is to eliminate our family's consumer debt. Right now it is holding us back from doing the things we want to do (like traveling to visit family 1300 miles away), so that is what I am working towards.

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Nicholas

My primary financial goal is to buy a house. I would also love to do a month long trip in Europe but that is near impossible with the job I have. So next on the list is the house.

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Nicholas

I have WB liked on Facebook.

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Staycee

Paying off debt so I can travel!

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Glenda Campbell

My biggest financial goal is to pay off our debt and try to save some money. Working on a debt payoff as we speak, however with 3 kids, a dog and a mortgage it has been tough.

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Glenda Campbell

My biggest financial goal is to pay off our debt and try to save some money. Working on a debt payoff as we speak, however with 3 kids, a dog and a mortgage it has been tough.

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Razorbacks92

My biggest financial goal is to kick Sallie Mae to the curb by the end of 2012! Getting closer every day!

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YH

To pay off all my debt in three years!

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Denise D.

My husband and I are starting our Dave Ramsey-style "debt snowball" to pay off our debts--mostly students loans, plus a small car loan. Our goal is to be debt free in two years. *fingers crossed*

Beating Broke's picture

To be debt free!

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Betty D

My biggest goal is to be able to buy my retirement home with cash. I have ten years to go, and I'm hoping things work out.

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Betty D

I responded on Twitter. https://mobile.twitter.com/#!/1bets1/status/227798921337004032

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Betty D

I liked your post on Facebook.

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Eboni

My biggest goal is to be debt free in 10 years. I want my money to be my money and to not constantly be paying people back. That would be amazing

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Carrie

I opened a gluten-free bakery earlier this summer. My biggest financial goal- start paying myself!

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Sarah

My biggest financial goal is to have a sizable savings account that I don't touch! (Also - Really need to get that emergency fund set up, because it's nonexistent right about now.)

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Sarah

I've also 'liked' your FB page!

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Jelena

Our biggest financial goal is to pay the credit cards for the debt we incurred when my husband was laid off for two years. That should get us back on track to saving money for both retirement and our daughter's college.

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Jelena

I "like" you on Facebook

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@kroshey
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@kroshey

I answered on your FB page

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Val Buffa

When my daughters were in elementary and middle school, we travelled by car and camped every summer (I teach). As a result, they have experienced 40/50 of the United States. Now that the are in high school, swim competitively and have their own jobs, we have much shorter vacations. I'd love to begin showing them the rest of the world! In spite of the fact that we often see amazing deals on Travel Zoo, Hotwire, and Cheapoair, I am so burdened with credit card debt that we cannot take advantage of these great opportunities. My goal this school year is to pay off as much as possible and start saving so we can see other countries. To that end we have instigated austerity measures, created a strict budget, sworn a blood(less) oath to follow it, allocated my summer school pay to cover auto and appliance repairs, and set off on our (figurative) journey. Wish us luck!

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Diane

My biggest financial goal is to pay off my house before retirement. My credit cards are paid off monthly, car is paid for but getting older & will need replacing at some point. I have an emergency fund, but not much retirement savings. So #1 is pay off the house & #2 is save for retirement.

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Diane

I like Wisebread on FB~

Guest's picture

Biggest financial goal: make enough money so that work is something I choose, not something I need. Next financial goal: stop paying interest to anyone!

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Carmen

Right now, it's pay off all of our debt - specifically any non-mortgage loans, then our mortgage will be our next goal

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KelR1

Like you on FB.

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KelR1

Paying off my debt because, once I do that, I will be able to save for the future, move, travel, and all those other good things you can do once debt isn't tying you down.

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Simonne Soileau

My husband and I are diligently paying down consumer debt with the hopes to be done by the time we are forty which is not that far away!

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Therese

I want to pay off my student loans and mortgage!

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Selene M.

Our financial goal is to cut our living expenses in half by selling our house and living full-time in our RV.

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Gabriella G.

Currently, my biggest financial goal is to get out of debt. Once that is finished, I will then focus on having enough money for retirement and to take care of aging parents.

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bigmike1903

I would like to be debt free (which is around $78,000 including the house) before we build our dream home in 5 years.

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MELISSA HANSSON

Right now our biggest financial goal is to buy a house, but we are ALMOST THERE! After that, it's time to talk about reconfiguring our retirement plans.

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MELISSA HANSSON

"Liked" on FaceBook. thanks!

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Joan

My goal is to build up my IRA so that I can retire by 66 and be able to travel.

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Joan

I also like you on Facebook

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@kroshey

I like you on Facebook and posted my answer there as well. My goal - Employment!

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Christie

We have several different kinds of goals: short term, long term, and single focus goals as well. We just finished saving for a Disney vacation, are halfway through saving for the next vacation, and are saving an emergency fund every month, working towards retirement and college for our kids. We love to travel and think that it is important, so that is our extra money focus saving right now! :)

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Christie

Commented and liked on Facebook too! :)

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Francesca

My most immediate big financial goal is to save up enough for a "new-to-us" used car for when our current clunker breaks down. Otherwise my biggest financial goal is to pay off my student loans or save for a house.

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Happy Love

My biggest long-term goals are paying off my house and saving for retirement.

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Jackie W

I answered on your FB page

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Christy Oliver

My biggest financial goal is to get back on my feet, be able to take care of myself without any help and ultimately take care of my parents. I would love so much for my mother to be able to retire. She has worked so hard for many years and taken care of our family, almost beyond her means. She is now in her 60's. My daddy is already retired but struggling too. I just want them to be happy and free of debt.

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Guest

I have several but they all end with the same greater goal in mind: buy a house next year. To do that I am saving $20,000 and paying off the last $3,000 of my car loan.

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Posh Goth

My biggest financial goal is to pay off my debt so that I can have good enough credit to buy a house. I would love to at least have a home to leave my daughter when I am gone.

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Paying off my credit cards and becoming debt-free is my financial goal!

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Liked you on FB!

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Elena

My goal is to pay off the house

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ems

biggest financial goal--a winter home in the Tampa area! A ranch near the beach that is big enough for our kids and hopefully future grandchildren to visit . . and also a place to rent as a vacation home in the summer, so that it pays for itself.

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Elena

I like you on Facebook (Elena Istomina)

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Charlotte

Right this moment, it's to have an accurate financial picture so we can pay off all our debt in the next five years. But if you ask my husband, he'd probably say it's to have an accurate financial picture so we know how much we need to meet our obligations and can then do work we enjoy.

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Johnny L

Short term goal: Save enough that I can make it through a PhD program without loans.

Long term goal: Save enough to start a family.

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Susan M.

Definitely, paying off credit card debt is my top goal--it's such an albatross around my neck!

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Jerry

My biggest financial goal is to be able to retire modestly and without worries about the markets or inflation after I reach the retirement point. It's daunting, because to live several decades off of principal money means we need to mass about $1.5-$2 million!

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NJJ

My biggest financial goal is to save for a new car hopefully I'll get one by next year!

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NJJ

WB FB Fan C.j. Jennings

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Laura

My biggest financial goal is to get a house. I've taken a class that makes me eligible for $20k towards the purchase price and learned a lot about the process. Now just gotta save up a down payment, earnest money and closing costs and keep up my credit score! Everyone should look up city programs for assistance.

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Kathleen S.

I desperately want to pay off my debts. Then I can start saving serious money and start doing the things I want to do!

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Jacki Y

Pay down my debt so that I can have a job that I love not one that I tolerate!!! Being debt free gives you so many more options!

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Matt

My goal is to have a house that's paid off and enough money to safely invest.

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Thrifty Writer

To earn enough money to pay my monthly bills without stress, followed by paying off my student loan.

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Robin

Biggest current goal is hitting my savings account goals so I can use the fall over each month to start investing in index funds. Should hit this goal in September.
Long term goals are - pay off mortgage, buy second property for vacation/retirement and be able to pay for my son's college completely.

Just some minimal goals *eye roll*

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Samantha

Our current goal is to pay off our home. The mortgage is down to $91,000 and falling fast!

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Edward

I am completely debt-free. My goal 6 years ago was to crack $20,000 in liquid cash/mutual funds/GICs. My goal for this year to have $100,000 in instant liquidity. Goal was reached last paycheque. Now onto the next one... $250k?

I think most folks think too large for a "biggest goal". I people say "think big", "think #1", but set a series of smaller goals to get there and eventually you will. Besides, when you set a very large goal and accomplish it quickly, you're get a massive ruch and then are sort of left with an empty feeling inside.

"May all your desires be fulfilled except for one, so you'll always have something to strive for."

Liked you on Facebook a long time ago, but not a US resident anyway.

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rinette ouk

To pay off all credit cards debt and to never have them again

Donna Freedman's picture

I want to have a comfortable retirement and not be a burden on my only child. She has a chronic illness, as does her husband, and her bankrupt in-laws have moved in with them. One thing she does not need is another guest at that particular party.

Donna Freedman's picture

And...I like you on Facebook.

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Dave

All I want is to be debt-free before I turn 40. It's not going great, but every penny helps.

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Margaret Davis

My biggest goal is to pay off my debt. The economic slow-down has taken a huge bite out of our small business and I'm trying to budget for the new reality.

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Bee

Easy peasy. To buy a condominium near my grandchildren and be able to to make a down payment of half the cost!

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Beth

My biggest financial goal is to fund our retirement.

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Jennifer

To pay off my mortgage (currently at $118,000) before my 35th birthday (four years from now). I plan to live in this home the rest of my life and I want to truly own it.

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DeeDee

Pay off the building my husband runs a business out of and payoff a 7K deductable that we had to meet for medical care that was needed. I work for a large corporation as a worker bee and by that I mean I'm not earning a large salary. The lowest deductable for healthcare coverage that is available to us is is 7K and my husband ended up with a brief hospital stay this year.

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Lynda

to be financially free to be my own boss and to travel the world

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Lynda

i like wisebread on facebook

Guest's picture

My biggest financial goal is to have enough money in my son's college account for four years of in state college tuition when he graduates high school.

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Patrick

#1: Early retirement
#2: Paying off my home mortgage

Trips would be nice and starting a side business would be great, but these are my primary goals.

Guest's picture

Now that we are debt free besides our mortgage, our goal is to pay off our house. At the rate we are paying, it will be paid off in 3.5 years when we are 36 years old.

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inadaze

Retirement on 1-1-2013 at age 57. FINALL! Being a cheapskate all these years and enduring the wrath of my kids and ex wife for it, It's finally paying off!!

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Raina

I'd like to live completely off my savings while traveling the world for a few years. After that, I'd like to have enough left over to settle down and buy a house.

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Raina

I like WiseBread on Facebook.

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Guest

My financial goal is to save up enough money to buy a mountain and build a house on it to live on. It's kind of silly and unrealistic, but it still motivates me to save.

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cwaltz

My goal is to have all bills paid off before my husband turns 55 and to be able to survive on $1000 a month.

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Guest

To not die broke.