Beverly Harzog's picture
Credit Expert

Beverly Harzog

Nationally renowned consumer advocate, credit card expert, author of two finance books, and frequent television commentator on CNN, ABC News, and Fox News. Her advice has appeared in numerous print magazines including WSJ and Money Magazine.

Latest articles by Beverly Harzog

3 Smartphone Apps That Manage and Maximize Your Credit Card Rewards

Credit card rewards programs can be hard to maximize, and it's easy to let points slip away. Wrangle your rewards with this trio of smartphone apps.

What's Your Credit Card Spending Style?

Whether you're a credit pro or a plastic-card newbie, understanding your card use can help you have a better relationship with your money.

Should Credit Cards Reward Good Behavior?

Bank of America is offering a new credit card that gives you cash back for paying more than the minimum. But is it a good deal for consumers?

Jobless Americans Paying Fees for Unemployment Benefits

It seems crazy, but it's true — by receiving funds on prepaid cards, unemployed citizens are forced to pay fees to access cash when they need it the most.

Are You Happy With Your Bank?

The American Customer Satisfaction Index tells us how citizens feel about their banks. But the most important question is, how do you feel about yours?

What 20-Somethings Can Do About Credit Card Debt

People in their late 20s are deeper in debt than their parents were. But with these tools, you can break the debt cycle.

Be on the Lookout for Credit Card Checkout Fees

Thanks to an antitrust settlement, retailers now have the right to charge you a fee for paying with your credit card. Learn how to fight back.

Beware Celebrities Bearing Prepaid Cards

From the Kardashians to Justin Bieber, celebs are endorsing prepaid cards. Learn how these cards can drain your funds faster than saying, "Baby, baby, baby."

4 Easy Credit Card Resolutions That Anyone Can Keep

Starting New Year's resolutions on January 1 is silly. Now that we're settling into 2013, here are some (very reasonable) resolutions for your credit card.

The Best Credit Cards of 2012

2012 had some fantastic credit card offers. The best part? They're still available. From great rewards to low interest rates, check out our expert's picks.

7 Hot Credit Card Trends for 2013

From mobile wallets to great sign-up bonuses to (could it be?) easy credit, learn about next year's big credit card trends.

Shoppers to Spend Less This Holiday Season

Despite some early predictions, it looks like holiday shoppers are not spending as much this year. Learn some of the reasons why.

Keep Your Credit Card Safe While Shopping Online

Whether you're doing holiday shopping or just making an everyday purchase, follow these steps to keep your credit card information safe.

How the Election Will Affect Your Credit Cards

How will credit card companies react to the U.S. Presidential election? We have some predictions — and some things you should do to prepare yourself.