blogs
Posted 6 hours 16 min ago by Linsey Knerl
Frugal Living, Life Hacks, General Tips, Food and Drink
It doesn’t matter what it is: plums, fruit cocktail, or an awkward can of cranberries – it can sit there for years if not put to a creative use. When pennies must be pinched, the best recipes can emerge. Read my eight favorite ways to use up that odd can of fruit, and experience delicious results!
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Posted 1 day 2 hours ago by Nora Dunn
Personal Finance, Frugal Living
More and more couples are deciding that having a family is not for them (others yet waiting longer to take the plunge), many citing their finances and a higher cost of living as a reason. While I believe that those who really want kids will always find a way to afford it, there may be some truth to this premise. Don’t "kid" yourself: children are expensive and can financially ruin those who aren’t prepared for all the expenses – both obvious and otherwise.
Here are some financial considerations to plan and account for prior to sprouting your own little guys.
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Posted 1 day 4 hours ago by Andrea Dickson
Health and Beauty
At 31, I sometimes feel like I should be wearing bold, daring colors and multiple nose rings, but the truth is, I'm too lazy to maintain an eccentric personal style. I wear black not because I am chic, but because I spill coffee down the front of my shirt every single morning. So allowing my body to do the things that it seems ready to do is a natural choice. That includes growing out my gray hair.
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Posted 1 day 9 hours ago by Thursday Bram
Lifestyle
I love the holiday season. I love being able to bake cookies and give them to my friends, put up decorations and — most of all — give gifts. But with only a couple of weeks left until Hanukkah and a few more after that until Christmas, I'm really trying to buckle down with my gift lists. With the current economic crunch, I know a lot of people are focusing on items they can make themselves or that they can purchase on sale. I'm taking a little bit of a different route this year, though. Instead, I'm focusing on gifts I can give that will help my friends and family save money in the long run. So far, I've found that my choice of gifts hasn't been any more expensive than gifts I've given in years past — and in some cases, it's been significantly less expense.
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Posted 1 day 13 hours ago by Philip Brewer
Life Hacks
When I first traveled overseas, I was surprised to learn that many foreigners thought of the United States as a corrupt place--surprised enough that I undertook some careful questioning to figure out what they meant by that. The results crystalized my thinking about levels of corruption.
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Posted 2 days 10 hours ago by Paul Michael
Frugal Living, Life Hacks, Making Extra Cash, Cars and Transportation
I love stories like this. It gives me hope that one day, something “worthless” sitting in my garage will instantly fill up my daughters’ college funds. In this case, the seemingly worthless item was a rusty bucket of bolts called a 1963 Pontiac Le Mans Tempest. When I saw the pictures, I was surprised at the high starting bid of $500. Imagine how the owner felt when it netted him almost a quarter of a million dollars.
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Posted 2 days 13 hours ago by Myscha Theriault
Budgeting
Too frazzled to figure out frugal? Does just getting through the day leave you so depleted that your eyes start to cross at the mere thought of uber-active savings strategies? This article's for you.
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Posted 3 days 3 hours ago by Xin Lu
Deals and Coupons, Coupons, Food and Drink
Restaurant.com regularly sells $25 restaurant gift certificates for $10, and $10 gift certificates for $3. From today to 11/20/2008, a coupon code gives you an additional 80% off so a $25 gift certificate is only $2, and a $10 gift certificate is only $0.60! Additionally, FatWallet.com is having a 25% cashback sale on Restaurant.com so if you use FatWallet you would essentially get the $25 gift certificates for $1.50 each, and $10 gift certificates for $0.45 each after you receive the 25% cashback.
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Posted 3 days 9 hours ago by Philip Brewer
General Tips, Consumer Affairs
When you fall short of meeting your obligations, it's natural to feel bad. In fact, it's natural to want to not only meet the letter of your obligation, but also the spirit: to do what it takes to make the other person feel fairly treated. These feelings are very human, and they work well when you're interacting with humans acting as individuals. When you're dealing with businesses, though, they work against you--and businesses will take advantage of that.
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Posted 3 days 13 hours ago by Julie Rains
Shopping, Credit Cards
Layaway never completely disappeared from the retail landscape but it’s become more prominent with promotions by some national chains and locally-owned shops. Instead of paying for merchandise in full with paper (cash, check) or plastic (credit card, debit card), you enter into an agreement to pay over time, taking possession of an item after you have finished paying. From a financial-discipline and delayed-gratification perspective, layaway is a great concept. Here are questions to ask to make sure a layaway program makes sense for you.
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Posted 4 days 6 hours ago by Andrea Dickson
Frugal Living, Green Living, Lifestyle
Science has proven that exposure to germs and dirt helps build up a strong immune system. Don't waste your money on bacterial soaps and wipes - they're just coddling your immune system, which then reacts to unimportant things, like pollen, peanuts, or cat dander.
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Posted 1 week 3 hours ago by Linsey Knerl
Personal Finance, Frugal Living, Health and Beauty, Budgeting, Consumer Affairs
Those of us without traditional dental insurance may have been tempted to buy a dental “discount” plan. On paper, it looks good. In practicality, it could save you some, or more likely, little at all.
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Posted 1 week 1 day ago by Carrie Kirby
Frugal Living
Want to turn friends on to the frugal lifestyle without scaring them away? Ease them in with my favorite books that are not in-your-face anti-spending books, yet teach a lot of great frugal tactics.
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Posted 1 week 1 day ago by Thursday Bram
Food and Drink
My grandmother once told me about her parents' root cellar: it was just a story of something so different from modern day that she thought I would get a kick out of it. But root cellars seem to be experiencing a revival.
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Posted 1 week 1 day ago by Philip Brewer
Personal Finance, Frugal Living
Wise Bread is stuffed almost to bursting with suggestions on how to live large on a small budget. We've got suggestions on how to spend less, how to earn more, and how to take control of your finances and your career. There are certain suggestions, though, that trigger a particular kind of negative reaction: The one where people say, "I'm not the sort of person who" does whatever it is that we've suggested. It turns out that lots of people think that way. Don't do that.
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Posted 1 week 2 days ago by Nora Dunn
Personal Finance, Lifestyle
There is no denying that financial matters lay at the root of many – if not most – couples’ problems. While some openly communicate about the issues at hand, more couples yet don’t even recognize exactly what the problems are and thus allow a bad problem to worsen, and in some cases, culminate in a break-up or divorce.
Here are some of the issues that cause friction in our romances, and what to do about them before they blossom into a host of irrevocable thorny problems.
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Posted 1 week 3 days ago by Julie Rains
Career Building
Over the past few years, I have had the privilege of working with military veterans and active duty personnel who anticipate, are in the process, or have already transitioned to the civilian world. Based on my experiences with military personnel, here are attributes that veterans often have and that make them great employees.
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Posted 1 week 3 days ago by Paul Michael
Personal Finance, Frugal Living, Consumer Affairs, Cars and Transportation
Several months ago, I wrote an article asking what you would do when gas prices skyrocketed. Now, the price of gasoline is in freefall. It’s already dipped below $2/gallon in some parts of my state, and I’ve heard it has already gone as low $1.67 in some parts of the country. The question is, will this change anything for you?
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Posted 1 week 3 days ago by Philip Brewer
Personal Finance
If there are two pieces of financial advice that get hammered more often than any others, they're "Get out of debt" and "Put enough in your 401(k) to get any corporate match." With times getting tough--making both debt reduction and saving seem more urgent than ever--how do you balance those two choices?
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Posted 1 week 4 days ago by Sarah Winfrey
Entrepreneurship
Thinking about starting your own business but concerned about the economy? Feeling the pull of being your own boss but wondering if that could possibly be a good decision under the current circumstances? Then you'll be relieved to find out that 92% of existing entrepreneurs say they'd have started their business regardless of the economic climate. But how do you do it? What do you need to consider when you start a business during an economic crunch? I talked to some people who've started businesses within the last year, and this is what they have to say.
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