Jessica Harp's blog

How to Deal with Collection Agencies

Posted August 29, 2007 - 16:47 by Jessica Harp

Consumer Affairs

How to Deal with Collection Agencies

As anyone who has been through collections will tell you, the collection agencies tend to lie and to cheat in order to manipulate the collections process to their advantage. So how do you regain your power as a consumer from the collection agencies? By following these 9 suggestions, you can stop screening your phone calls and turn the collections process to your advantage.

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How to Erase Your Medical Debt

Posted August 15, 2007 - 11:55 by Jessica Harp

Consumer Affairs

As most of you know, the cost of healthcare in the United States is outrageous! (Sicko, anyone?) For those lucky enough to have good medical insurance, an illness or an injury does not become a financial burden. However, for those without insurance or with sub par insurance plans, a seemingly small injury can quickly turn in to an emotional and financial ordeal. Interestingly enough, one of the best-kept secrets in the healthcare industry is that there are financial and charitable aid programs available to alleviate the financial burden caused by medical expenses.

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Are You Ready for Home Ownership?

Posted July 19, 2007 - 22:11 by Jessica Harp

Real Estate and Housing

white picket fence
My husband and I just moved to the Great Northwest, and we batted around the idea of purchasing our first home. We are both college graduates, have great jobs, and we’re ready to live the American Dream! Not only are we ready to live “The Dream”, but the financial aspects of home ownership are certainly appealing. I mean, who likes throwing their money down the toilet every month in rent checks? I sure don’t! So, why would we choose to rent rather than to purchase a home?

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How to Survive a Road Trip

Posted July 3, 2007 - 15:33 by Jessica Harp

Life Hacks

road trip
It’s that time of year again. The time of year when you pack-up the car and depart on a summer road trip. Unfortunately, it is also the time of year when relationships are tested. As we all know, road trips always begin on a high note, but by the end even Mother Teresa would be willing to shove her grandmother out of the car. So, how do you not end-up single or friendless at the end of a road trip? Here are a few tips:

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Cow Appreciation Day!

Posted June 25, 2007 - 08:40 by Jessica Harp

Deals and Coupons

man in cow suit

Are you just itching to pull out that cow costume? Or have you ever wanted to dress like a cow and get rewarded for it? Then, Friday, July 13th might just be your day! Chick-Fil-A’s second annual Cow Appreciation Day will take place next month. This could mean a free meal for you! Mark your calendars! On Friday, July 13th, Chick-Fil-A is the place to be!

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AT&T Offers $10 DSL Plans

Posted June 18, 2007 - 22:30 by Jessica Harp

Deals and Coupons

DSL ethernet phone cord
Thanks to AT&T’s acquisition of Bell South Corp, customers in 22 states are being offered DSL packages for $10 per month. The catch is that AT&T has yet to advertise this package, and information regarding the package is buried in AT&T’s website. But, never fear! Your fearless Wisebread blogger has dug up all the pertinent information on this offer! In order to qualify for the promotion, you must live within one of the 22 states AT&T has designated for this promotion. The promotion requires a 12 month commitment. You also have to be a new AT&T internet customer with or willing to switch to AT&T phone service.

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The Bank of Gasoline

Posted June 18, 2007 - 10:33 by Jessica Harp

Cars and Transportation

gas sign

Fuel prices may be going down, but for some motorists fuel prices never went up. Over 8,000 motorists in the St. Cloud, MN area are paying an average of $.50 to $1.50 less per gallon than the current market price for their gas. How did they lock-in these low rates? They went to the Bank of Gasoline. Since the mid-1980s, First Fuel Bank customers in the St. Cloud, MN area have been able prepay for their gasoline and lock in the price of their gas.

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The Big Kahuna of Coupon Books

Posted June 11, 2007 - 13:41 by Jessica Harp

Deals and Coupons

putting money into piggy bank

Being able to find the best deals seems to be a hallmark of the American population. Whether it’s saving money on clothing, travel, food, or electronics, we're always looking for ways to maximize their consumption. And that’s where the come the Entertainment Book comes in. It's chockfull of coupons to local restaurants, stores, and attractions. Each book has over $15,000 worth of coupons specific to the area of your choice.

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Fine Dining on a Take-Out Budget

Posted June 8, 2007 - 08:13 by Jessica Harp

Food and Drink

breakfast plate

Looking for a first-rate meal on a take-out budget? Head over to your local culinary school for a great meal at a low price. Nearly all culinary schools have student-run restaurants which are opened to the public. Since the chefs are at the cutting edge of culinary science, the restaurants offer an innovative assortment of gourmet food at student friendly prices. In layman’s terms, these restaurants offer terrific food at dirt cheap prices.

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Lower Credit Card Rates? Just Ask!

Posted June 7, 2007 - 09:59 by Jessica Harp

Credit Cards

Asking is easier than begging!

When’s the last time you saw the interest rate and fees on your credit card go down? Yes, you read that right. Down. If you’re like most Americans, the likely answer to this question is never. Now, what if I told you that eliminating your fees and slashing your interest rate by five, ten or fifteen percent is as easy as picking up the phone and dialing the number on the back of the card?

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