Miranda Marquit's blog

Buy the Same House Twice for Less Than Buying It Once

Interest rates have ticked up recently, which means homeowners who've been on the fence about refinancing may want to act soon. Here's what to to expect.

The Discover It Card: Attractive Cash Back Awards for Shoppers

With 5% cash back in rotating categories, 0% intro APR, and no annual fee, the Discover It credit card is a smart choice for those who don't carry a balance.

10 Home Renovations That Almost Pay for Themselves

If you'd like to make some home improvements now and recoup those costs when you sell, these are the 10 renovations that earn the best return.

Money Market Accounts: Ideal for Emergency Funds

With a higher return than a regular savings account, a money market bank account is a good choice for your emergency cash.

How to Find and Hire a Real Estate Agent

Choosing the right real estate agent is the first of many difficult decisions home buyers and sellers must make. Here's how to make the right choice.

How to Evaluate a Neighborhood Before You Buy

When you move into a new place, you're moving into a new neighborhood, too. Discover how to find out if it's right for you before you buy or rent.

Choosing the Right Mortgage Loan: 15 or 30 Years?

Getting a 15-year mortgage might seem like a no-brainer — it means you'll spend less overall — but there are good reasons to consider a 30-year as well.

Ally Bank Review: Flexibility and Decent Yields

Ally Bank won't wow you with a multitude of products and services, but it will provide you with the basics at attractive yields and rates.

Fixed or Adjustable? Choosing the Right Mortgage Loan

Choosing between a fixed rate or adjustable rate mortgage loan is yet another complex decision new homebuyers must navigate. Make it easier by understanding the options.

21 Real Estate Terms Every Home Buyer Should Understand

If you're thinking about buying a home, get up to speed on these key terms and concepts before you visit your first open house.

What You Need to Know Before Buying Your First Home

Buying a home is expensive — and stressful. Follow this guide to help plan ahead, understand the process, and save money.

The Basics of CD Laddering

To get the most out of your long-term savings, set up a CD ladder to earn the most attractive rates without tying up your money for years and years.

Why Savings Account Interest Rates Are So Low

Five or six years ago it was easy to find a savings account that paid 4% or 5%. Today, 1% or less is the norm. What happened?

What You Need to Know About the FDIC

How safe is your money? Well, if you keep it in a bank, it's kept very safe by the U.S. Government...up to a point.

How to Get a Truly Free Credit Report

If you want a truly free credit report, ignore the clever ads and go straight to the source — where there are no strings attached.

The 5 Best High Yield CDs

"High yield" does not describe many savings accounts and CDs these days, but these five banks offer the best yields currently available.

5 Best Online Checking Accounts

Whether you're looking to earn interest or for great customer service and reasonable fees, these five online checking account are all wise choices.

Decipher Credit Card Offers With the Schumer Box

Credit card issuers are required to clearly display key credit terms in an easy-to-read format — the Schumer Box. Here’s how to unlock its meaning.

eCredable: Credit Scores for Debt-Free Consumers

Discover how alternative credit rating agencies can help debt-free consumers escape the credit Catch-22 by using payment histories to develop scores.

Intro to 5 Super Safe Investments

If you’re new to investing and determined to keep your principal safe, consider these five places to store your money and earn a little something extra.