Miranda Marquit's blog

Decipher Credit Card Offers With the Schumer Box

Credit card issuers are required to clearly display key credit terms in an easy-to-read format — the Schumer Box. Here’s how to unlock its meaning.

eCredable: Credit Scores for Debt-Free Consumers

Discover how alternative credit rating agencies can help debt-free consumers escape the credit Catch-22 by using payment histories to develop scores.

Intro to 5 Super Safe Investments

If you’re new to investing and determined to keep your principal safe, consider these five places to store your money and earn a little something extra.

How to Choose a Credit Card

With all the credit card offers out there, it can be hard to figure out which ones are worth it. Help decide what card is right for you with this list.

How to Turn Groceries Into Gasoline

Grocery store gas discount programs can be a great way to save money on fuel — if you shop wisely. Learn how to make the most of these discounts.

FICO vs. Fakes: Are You Getting the Wrong Credit Score?

FICO has a formula that rates your creditworthiness. Other companies do too, but using their services could get you in trouble. Learn why.

5 Reasons to Use Your Credit Card for Holiday Purchases

From extended warranties to price protection to easier returns, buying holiday gifts with your credit card can give you some serious benefits.

Best Store Credit Cards

Retail branded credit cards may be a wise choice for loyal customers. But what about department store credit cards?

12 Annoying Bank Fees and How to Avoid Them

Account fees have become big business for banks and a major drain on consumers’ pocketbooks. Protect your balance by avoiding these 12 common fees.

25 Tips for Smart (and Safe) Credit Card Use During the Holidays

Whether you're ready for holiday shopping or SO not, the season of giving is upon us. Before you hit the stores, check out our guide to keeping your finances safe.

11 Ways to Save Money on Holiday Travel

For many of us, travel can often be the most expensive part of the holiday season. But with some planning and foresight, holiday travel doesn’t have to be a budget buster.

3 Key Things to Look for When Choosing a Credit Card

With so many credit card offers, finding the card that’s right for you can be a challenge. Learn what terms to look for and evaluate, and make finding a match easy.

Best Credit Cards for the Holidays

There’s no better time to sign up for a rewards or low introductory interest rate credit card than the holiday season. Here are the top cards you should have on your wish list.

What You Must Know Before Transferring Credit Card Balances

Many credit card issuers offer 0% APR balance transfer deals. Before you apply, learn how balance transfers work and how your credit score may be affected.

10 Surprising Ways to Negatively Affect Your Credit Score

Even when you aren't applying for a credit card or loan, your credit score can be affected by a variety of actions — even forgetting to return your library books.

What Are Secured Credit Cards?

Learn how secured credit cards are different from regular credit cards and prepaid cards, how they help rebuild credit, and how to choose one.

The Best Prepaid Debit Cards

Prepaid debit cards offer the convenience of a regular credit card...with some unexpected benefits. Learn more about these financial tools.

How to Rebuild Your Credit in 8 Simple Steps

Bad credit will cost you more for insurance and loans, and may close some opportunities altogether. Learn how to rebuild a poor credit rating to an excellent one.