Tim Lemke's blog

Stop! Is That Loan Too Big For Your Wallet?

You need to borrow money for a big purchase — how much can you really afford to borrow? Use these financial rules of thumb to find out.

You're working hard — and smart — and the boss has noticed. Do you take the promotion? Or do you keep the job you're happy with?

Apple is once again red hot and primed for more growth in 2015. Find out what's driving Apple's success today.

If you invested in these oil and gas companies, you've probably seen double-digit losses. Is now the time to buy?

Escape the office for an hour every day and spend your time managing your finances for maximum return — and early retirement.

Remember how your mom was always wanted you to hang out with the "right" people? Yeah, that's good financial advice, too.

Holiday spending knocked your budget all out of whack? Use these tools to start budgeting smartly in 2015.

Gas prices are at their lowest levels in years. Are you taking advantage?

It's the season for giving — and for grabbing a few more tax deductions. Here are some easy things to donate before the end of year.

Time is running out on holiday shopping season! Take a deep breath, don't panic, and avoid buying any of these overpriced and wasteful "gifts."

FICO has a new formula for determining credit scores, and it should help borrowers. Find out how it might help you, too.

Your commute may seem like a waste of time, but it may actually be the best time to optimize your finances — even if you're behind the wheel.

Making a little extra money isn't too hard. In fact, you may not even need to get out of bed.

It's been a rough several years for the economy, but things may be looking up. Are you poised to cash in on the rebound?

Interest rates may be on the rise. Here's how you can take advantage.

Your neighbor may be the biggest drain on your finances, and you don't even realize it. Are you living near one of these types of bad neighbors?

It's okay to spend some money to relax and recharge, but you won't enjoy what these pricey pastimes will do to your wallet.

People come up with the silliest reasons not to get started investing. Drop these excuses and get started investing!

You may be the cheapest person you know. But is it possible you're actually wasting money when you think you're saving?

Forget about plane crashes, war, and Ebola. The biggest risks to your health are things you encounter every day.