Tim Lemke's blog

Is Layaway Still Worth It?

Layaway faded away back in '90s, but this different way to pay is making a comeback. Is it worth it?

It's always smart to do the sensible thing, right? Usually — until being sensible starts costing you real money.

If you've got more than one kind of debt to repay, target the debt that hurts your credit score the most and watch your rating improve — fast.

While you're letting your kids gorge on candy, consider weaving in these lessons in personal finance.

Who are you trying to kid, anyway? Quit telling yourself these major money lies.

Men and women alike can take away a few critical money lessons from Queen Bey herself.

Getting fired can feel like your world is falling apart. Make these financial moves right away and you'll start putting it back together again.

You're not a kid anymore. It's time for you, and your money, to grow up.

When the going gets tough, the tough get going toward these eight dependable assets. What's backstopping your finances?

The price of oil keeps on dropping — and that's good, right? Mostly, but there are some negatives, too, even if you don't work in the oil patch.

There's a razor-thin line between "healthy" debt and a big financial problem debt. Have you crossed it?

If you could go back 20 years and give your younger you some investment advice, would it echo any of these 11 pearls of financial wisdom?

Americans used to be so good at basic skills — like saving money. Things have gone a bit downhill since the 1950s.

Your nest egg needs attention now if you want to ease smoothly into retirement later. No more excuses!

Putting off money matters is common even in the best of times. But in the weeks following the death of a loved one, these money decisions can't wait.

What's good for the environment can be good for your wallet. Find out how much that little Energy Star logo is really saving you.

Generally speaking, debt is bad. But sometimes taking on debt is unavoidable — and can actually be good for you.

The government can help you save green — by going green! Make these eco-friendly lifestyle changes today and watch your savings grow.

These retirement products promise stability and wealth in your golden years, but the truth is, you're better off without them.

You're not 29 anymore. Do you have your act together, financially?