Dan Rafter's blog

How to Use a Credit Card for an Emergency Without Drowning In Debt

You know you shouldn't use a credit card to pay for an emergency. But what if that's your only choice?

5 Common Medicare Myths, Debunked

Medicare is the largest health insurance program in the country. And it comes with plenty of easily-debunked myths.

Is a 15-Year Mortgage a Good Idea?

A 15-year, fixed rate mortgage can save you thousands in interest payments. But is it really worth it?

7 Things Your Credit Report Does NOT Include

Your credit reports may be handy snapshots of your financial health, but they don't show the whole picture. Find out what's missing.

What You Need to Know About Filing an Insurance Claim After a Natural Disaster

When your home is a casualty of natural disaster, know what steps to take immediately with your insurance company.

7 Times to Update Your Homeowners Insurance

You probably haven't looked at your homeowners policy since you bought your house. You might want to; especially if you've made these changes.

Make These 5 Fixes After a Home Sale Falls Through

You got an offer, and you're ready to close. There's only one problem — your home sale fell through. Now what?

5 Money Conversations Couples Should Have Before Retirement

You and your spouse can't wait to enjoy your retirement years, but before you dive in, you need to talk money.

Here's What's Included in a Home's Closing Costs

You know closing costs make up a hefty bill when buying a new home. Have you ever wondered what's included in those costs, exactly?

Why Retiring With Debt Isn't the End of the World

You've probably heard that retiring with debt is a costly mistake. But is it really the end of the world?

Don't Start a Family Before Reaching These 5 Money Goals

Raising kids isn't free. Before you grow your family, consider hitting these money goals first.

5 Reasons Building Credit in College Helps You Win at Life

College is a time to discover your passions, goals, and aspirations. It's also a time to start building strong credit.

7 Other Kinds of Insurance You May Need to Buy for Your Home

You have homeowners insurance. What more could you need to protect your house? Actually, these policies might help.

Here's How You Should Budget Your Social Security Checks

You don't get to quit budgeting just because you've retired. Actually, if you collect Social Security benefits, it's more important than ever.

Here's the Difference Between a Federal and Non-Federal Credit Union

You're thinking about joining a credit union. You've noticed some credit unions are federal, and some are state-chartered. What's the difference?

Are You Ruining Your Retirement by Spoiling Your Kids?

You'd do anything for your kids — but you shouldn't derail your retirement to loan them money.

How to Sell a Home Without a Traditional Agent

Real estate agents take a hefty commission from your home sale. Want to avoid that financial hit? You can sell your home without a traditional agent.

What to Do if You've Signed Up for a Terrible Loan or Credit Card

Sometimes a loan or credit card doesn't work out to your favor. Is there any way out?

5 Mortgage Details You Should Know Before You Sign

Buying a new home is exciting, but before you sign your name on the dotted line, you need to ask — and answer — a few key questions about your loan.

6 Signs You're Making All the Right Money Moves

Ever wonder if you're on the financial straight and narrow? If these signs all point to you, you are!