Dan Rafter's blog

5 Mortgage Details You Should Know Before You Sign

Buying a new home is exciting, but before you sign your name on the dotted line, you need to ask — and answer — a few key questions about your loan.

6 Signs You're Making All the Right Money Moves

Ever wonder if you're on the financial straight and narrow? If these signs all point to you, you are!

5 Monthly Bills That Vary Based on Your Credit Behavior

Your credit score carries a lot of weight in your financial life. It can even impact your monthly bills.

Why You Need to Know the Difference Between Secured and Unsecured Debts

You have secured debt, and you have unsecured debt. Do you know the difference? It's time to learn.

How Long Does it Take Break Even With a Home ReFi?

Refinancing your mortgage can be a sound financial move. But how do you figure out when you'll break even? Let's crunch numbers.

Is Dollar Cost Averaging the Right Strategy for You?

Want to invest a lump sum while cutting down risk? Dollar cost averaging may be your move.

Here's How Debt Settlement Can Make Your Debt Worse

Debt settlement companies make a pretty convincing pitch, but beware: They just might leave you worse off.

5 Reasons a Home Sale Could Fall Through

Your house is on the market, and you finally got an offer. Done deal, right? Not so fast...

6 Questions to Ask Before Taking Out Student Loans

College isn't cheap and a student loan may seem inescapable. Make sure you've checked out all your options before you sign.

4 Myths About Divorce and Money, Debunked

Divorce is complicated and expensive. Dispel these money myths so you'll be better prepared to go your separate ways.

Stop Believing These 5 Home Refinance Myths

A home refi can help your overall financial health. Don't let these myths keep you from applying.

Stop Thinking of Your House as an Investment

Your home may be where your heart is, but it's not an investment.

6 Ways You Can Cut Costs Right Before You Retire

With retirement right around the corner, it's more important than ever to start cutting your daily living costs. You'll thank yourself later.

4 Home-Buying Habits We Can Learn From Millennials

Millennials are late to the homebuying game, but they're bringing some valuable lessons we all can learn from.

5 Types of Overspenders — Which One Are You?

There are different types of chronic overspenders. Which one are you?

5 Times Buying a Home With Cash Is Bad for Your Budget

If you have enough cash to buy a house, that's great! It still doesn't mean it's always the smartest financial move.

How to Build Equity in Your Home

Truly owning your home takes time and money. If you want a bigger piece of the homeownership pie, here's how to build equity.

4 Questions to Ask Before Leaving Your House to Your Kids

A home sounds like a wonderful gift for your adult children. But before you hand over the keys, there are a few things to consider.

How a Goodwill Letter Can Save Your Credit Score

One money mishap can wreck your credit score. A simple goodwill letter just might help.

How to Fire Your Real Estate Agent

If the only thing your realtor is offering is stress, it's time to break up. It's not you — it's them.