Dan Rafter's blog

Avoid These 5 Common Holiday Budget Pitfalls

The season of giving can be extra hard on our wallets. Give yourself the gift of embracing a holiday spending budget!

If you're struggling to get by paycheck to paycheck, a spending book will help track where your money is going — and where you can start saving.

Coupons, easy ordering — restaurant apps make it a snap to get your bite on. Just beware the sneaky tricks that can take a bite out of your budget.

Wondering what the federal government has done for you lately? Here’s how they are protecting the money in your wallet.

A bankruptcy can take a terrible toll on your credit and your financial future. But sometimes it's the only way to escape debt and start anew.

You made it! Now how exactly can you enjoy your retirement without worrying about your savings? Follow these rules of thumb.

Short term health insurance is cheap but the coverage is full of holes. So why is it offered — and when should anyone purchase it?

A mortgage refinance can save you tons, right? Not always.

You can’t set-and-forget your health insurance. Keep your wallet off of life support!

Growing your family is costly no matter your situation. Here are some things to consider if you plan to adopt.

Those four little words can save you a lot of cash — For Sale By Owner. Are you prepared to sell your own home and reap the rewards?

Homebuyers should face fewer mortgage surprises with the "Know Before You Owe" disclosure process — and they may even save some money. Here's how.

These five gyms will let you work up a sweat without spending a fortune.

Beyond health insurance and a 401K, does your employer offer any other perks? Because these cash-y benefits are pretty great.

Late payments happen. But for these major bills, you need to get them paid on time — or face the consequences.

If you're nurturing a child and a career — by yourself — consider an application to one of these great companies for single parents.

You want a raise, but when is it right to ask for one? Here are five times you've definitely earned a pay bump — and are likely to get it.

Missed tax deductions, a side income, a house — it's not long before money gets complicated. When should you hire a pro?

The self-employed aren't saving enough for retirement. Are you one of them? Time to start a SEP-IRA.

Life's milestone purchases shouldn't leave you flat broke. How much can you afford on a new car, home, or engagement ring?