Negotiation has been described as the art of compromise: if two people, or businesses, are negotiating, it's very rare that they can both walk away with everything they want. Wh
Bankruptcy is the last resort to dealing with debt: when a person finds himself in so much debt that paying it off simply isn't an option, bankruptcy can be the only way to handle
The IRS wants businesses to pay their taxes online, as well as file their taxes online. It's faster, eliminates the need for the IRS to have people open envelopes and process pa
For many businesses, the prices your vendors ask can make or break you. And even if price is no object, your vendors' abilities to deliver products or services on time, while av
When I was little, my grandmother would can all sorts of things. She had a big garden full of produce that would wind up in jars in her pantry. With a pretty big garden of my own,
Getting a home loan is a necessary part of the process of buying a home for most people. It can take extra work to get a good loan, but if you're familiar with the process and know
Identity theft is a growing concern: with surprisingly little information, a thief can do lasting harm to your credit score and bank accounts. However, there are steps that you can
The beginning of the new year always seems like a good time to get rid of things that you've been meaning to. But some junk you just can't get rid of on Freecyle or Craigslist. He
My sister starts college this spring and I've been thinking about options for helping her out with her expenses beyond tuition. While I'd love to be able to just cover all her cost
Where a Stafford Loan or Parent PLUS Loan is available to just about any college student, a Federal Perkins Loan is only available to students who can expect only a minimal level o
Parents can take out low-interest loans in order to help their children pay for school. With a Parent PLUS loan, parents can borrow directly from the federal government and receive
Depending on the type of help you need with paying for college, knowing the differences between government financial aid programs can make a big difference in finding a loan that r
Over the years, Uniform Transfers to Minors and Uniform Gifts to Minors custodial accounts (also known as UGMA and UTMA accounts) have become less popular than college savings opti
U.S. savings bonds can provide one of the simplest approaches to saving for college. When you cash them in to pay for your child's college expenses, you will be able to do so witho
The Coverdell Education Savings Account (also known as the Coverdell ESA) is a college savings option that allows you to save money towards your child's college expenses with tax a
One of the hardest parts of saving for your child's college expenses is calculating just what those expenses will total. Here are some ideas to get a better financial picture of th
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