Xin Lu's blog

How to Prepare a Plain Text Resume

In my last article I gave several reasons as to why you need a plain text resume to apply for jobs online. This post is a short guide to preparing your resume in plain text.

Why You Need a Plain Text Resume to Apply for Jobs Online

There are countless products out there that help job seekers format and lay out resumes to look beautiful and readable on paper. I believe that the appearance of a resume is defini

How to Take Advantage of Free Extended Warranty From Your Credit Card Issuer

Save big bucks by taking advantage of free extended warranty offered by credit card companies.

Bing Double Savings Days Currently Paying up to 50% Cashback

Bing is the new search engine from Microsoft, and right now they are sponsoring a promotion called "Double Saving Days" that is giving shoppers cashback of up to 50% until the end

Need a Job? Try Searching in China

A recent article in The New York Times profiled young American graduates who found jobs or started businesses in China. This is not such a crazy idea considering that unemployment

An Introduction to High Yield Reward Checking Accounts

Here is a quick introduction to reward checking accounts and how you can take advantage of these high yielding accounts.

5 Good Reasons to Keep Your "Clunker"

The United States recently approved another $2 billion in funding for the "cash for clunkers" program after the program burned through $1 billion in less than a week. Although th

Top 5 Economy Based Board Games that Make You Think

My husband and I have a fairly large collection of board games that we play with in our leisure time. Many of these games have an economic element that teach you to think carefull

How to Conserve Water by Harvesting Rain or Snow

Recently rainwater harvesting is becoming more popular in America and states such as Arizona and New Mexico are adopting laws that mandate the practice for new buildings. Here are

New Home Loan Rules Will Take Effect on July 30, 2009

If you are in the process of buying a new primary residence or second home, or considering refinancing a loan, a new set of federal consumer protection rules taking effect on July

Will "forced frugality" last?

Lately I have been hearing about the concept of "forced frugality" from the media and my peers. Many colleagues and family members say that they feel a need to be frugal in this

Which Baby Products are a Waste of Money?

My husband and I are expecting a little baby boy this Halloween. Right now I am in the process of researching which baby products are necessary and which are a waste of money. He

Tips for Avoiding a Foreclosure Prevention or Loan Modification Scam

Rising home foreclosures have made con artists very busy. These scammers use the public records to find homeowners who are in trouble, and then use a variety of schemes to take

How will the federal minimum wage increase affect you?

On July 24th, 2009 the federal minimum wage will increase from $6.55 an hour to $7.25 an hour. This amounts to an increase of 10.7%. How will this change affect you?

New Income Based Federal Student Loans Repayment Plan - Can You Benefit?

This month a new repayment plan for federal student loans is going into effect that allows borrowers to base their monthly payments on their income after graduation. Here are some

Making Home Affordable expanded again - borrowers allowed to refinance loans up to 125 percent of value

When the Obama administration first announced the details of the Making Home Affordable program in March, the guidelines for the refinance portion stated that the loan refinanced c

Are the new home appraisal rules good for consumers?

On May 1st a new set of home appraisal rules called the Home Valuation Code of Conduct was put into effect by Fannie Mae and Freddie Mac in order to distance realtors and mortgage

Americans' savings rate up to almost 7% - who benefits?

According to the Bureau of Economic Analysis, the personal savings rate in May 2009 was 6.9%. This a 15 year high and a far cry from the negative savings rates of just a few yea

Book review: The Education of an American Dreamer by Peter G. Peterson

The Education of an American Dreamer: : How a Son of Greek Immigrants Learned His Way from a Nebraska Diner to Washington, Wall Street, and Beyond is the personal memoir of Peter G

"Cash for clunkers" bill passed by Congress - what does it mean for consumers?

A few months ago I wrote about several car buying incentives that were floating around. This was before the bankruptcy of Chrysler and GM and there was a rumor going around that t