Julie Rains's blog

How Online Job Boards Can Actually Help A Job Search

There was a brief period, before the last recession, when my career-services clients actually found jobs on online job boards. They’d post resumes, and interview requests and job o

Down-To-Earth Financial Advice From A Mountain-Climbing Adviser

I just finished reading The New Coffeehouse Investor by financial adviser Bill Schultheis. He's an index-fund investor and discusses his rationale for investing in non-managed fund

How to Be Happy and Married: 24 Tips from a 24-Year-Old Marriage

My husband and I celebrated our 24th anniversary last week. Here are a few things I've learned about having a happy, long-lasting marriage.

A Frugal Resource: The Community College

One of my favorite frugal resources is the community college. Even though I’ve taken several classes at my local college, I’ve barely tapped into the depth of resources available n

Gifts For Grads

Around springtime last year, as my niece’s university graduation date loomed, I picked out (but waited to buy) what I thought would be an ideal gift: a watch with her alma mater’s

Translating Volunteer Experiences to Workplace Credentials

Need ideas for parlaying volunteer hours into skills and experiences valued by employers? Even if you haven’t received a paycheck in exchange for creative ideas, event planning, or

Living Without A Landline

I had been thinking about shedding my landline for a while. I was attached to the convenience for a long time and, more recently, unlimited calls for one price in the United States

What The Snipe Hunt And Other Foolishness Taught Me About Trusting People

I grew up trusting two men who lied to me. They arranged snipe hunts and told outlandish stories from long ago (their childhoods and young adult years in the 1920s, '30s, and '40s)

Working While You Wait

The bad thing about being unemployed during a period of high unemployment, besides the obvious of being jobless, is that the competition can be unusually fierce. Though I encourage

15 Investing Tips From A #1 Wall Street Stock Picker

I just finished reading “Put Your Money Where Your Heart Is” by Natalie Pace, who has been ranked as a #1 Wall Street Stock Picker by TipsTraders.com. She wants us to love investin

My Small-Town Move That Ended The Job-Search Blues

When I was a new college grad, I wanted to live and work in a big city with great opportunities. I didn't know that an unemployment rate of 9-10% as I entered the workforce wasn't

Rethinking The Early Mortgage Payoff

The borrow-at-a-low-interest-rate-and-invest-to-get-greater-returns mentality was so embedded in our belief system that there almost seemed to be a stigma attached to not carrying

When Downsizing Makes You Happy

I have often thought of a professional career as something built brick by brick, climbed ladder rung by ladder rung until one reached the pinnacle, enjoyed the view, and, then, ret

Business Lessons From The Builder Of A Media-Entertainment Empire

He is a Forbes’ billionaire and the largest individual landowner in the United States, having built his wealth as he constructed a media-entertainment empire now known as Turner Br

What's To Love About Kmart

Kmart isn't perfect. Compared to its mass-merchant counterparts, its merchandise selections are generally slimmer and prices higher. And, its retail execution can be sloppy (appare

How To Get A Big Payoff From College Scholarships

Winning a scholarship takes effort, even to snag an award that is relatively small ($500-$1,000) compared to the cost of attendance at a state university (more than $16,000 per yea

The Lowdown On Layaway

Layaway never completely disappeared from the retail landscape but it’s become more prominent with promotions by some national chains and locally-owned shops. Instead of paying for

10 Reasons Why Veterans Make Great Employees

Over the past few years, I have had the privilege of working with military veterans and active duty personnel who anticipate, are in the process, or have already transitioned to th

Can Men Be Trained To Understand Women?

According to Michael Gurian, co-author of "Leadership and the Sexes" with Barbara Annis, men can be trained to understand women and women can be trained to respect men. In a teleph

Survival Basics From Depression-Era Kids

My parents and my husband’s parents were children during the Great Depression. Mine lived in large cities; my in-laws, small towns. Their families started this era from neither a p