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How Will the Obama Middle Class Tax Credits Benefit You?

This week President Obama is announcing several tax credits for the middle class in his State of the Union speech. Here are some of the details on what the proposals are, and how t

Ask the Readers: How Do You Give? (Chance to win $20!)

Many people are making resolutions to give back to their communities and charitable organizations that have impacted their lives. Others are responding to the calls for aid in Hait

Getting Started with Preserving: Mint Jelly

When I was little, my grandmother would can all sorts of things. She had a big garden full of produce that would wind up in jars in her pantry. With a pretty big garden of my own,

Why You Can't Stick with a Budget

A good budget is the best tool for reaching your financial goals. If you've ever begun a budget only to give it up days, weeks or months later, or know someone who has, you need to

Best Money Tips: 23 Ways Restaurants Save Money

Welcome to Wise Bread's Best Money Tips roundup. Today, we share 23 sneaky ways restaurants save money, how to start a square foot garden, and the basic differences between a co

How You Know When It's Time For Bankruptcy

When it comes to erasing debt, you've got options. You can do it yourself, go to a credit counselor, try debt settlement or go for the nuclear bomb of debt destruction: bankruptcy.

Welcome All You Magazine Readers: Q & A With Linsey Knerl

I’m so excited to be featured in the newest issue of All You Magazine! Many of you have come here to learn more about Wise Bread, my blogging career, or just life as a work-at-home

Frugal Gluten-Free Living: Kitchen Tools that Stretch Your Budget and Your Time

I am a very frugal person. So, when my husband discovered his digestive tract could not handle gluten, I had to figure out how to stay within the budget, while keeping my sanity.

FINANCIAL IQ TEST: How Healthy is your Debt Management?

Are you on top of your debt – both logistically and emotionally? Do you maximize value while minimizing interest rates? Do you know what the different types of loans are, and how t

Review: Bluebird -- Women and the New Psychology of Happiness

It's ingrained in our culture. In our Declaration of Independence we've spelled out that Americans must pursue happiness. To that end, billion dollar industries have heeded our cal

Best Money Tips: How to Make Homemade Cough Drops

Welcome to Wise Bread's Best Money Tips roundup. Today, we look at a great recipe for homemade cough drops, 50 of the top iPhone apps, and how 9 simple hacks can get you walking

Solving a Debt Dilemma with Debt Settlement

Paying half a bill is better than paying it all. But is going to a debt settlement company the way to do it? Understand how these companies work, then decide for yourself.

Ruthless Frugality

Put some thought into where really cheap stuff comes from.

Dealing With Debt: Credit Counselors

There are three heavily advertised ways to find help to dig out of debt: credit counseling, debt settlement and bankruptcy. Which is best? Let's find out, starting with a closer lo

Simple Tax Strategies to Maximize Your Tax Refund

We’re nearing the thick of tax time, and I’m sure the first thing on your mind (I know it’s on mine) is “how much money am I getting back?” and “what am I going to use the money fo

Backdoor into the Roth IRA: You're Invited to the Tax-Free Party

Make too much for a Roth IRA? Don't fret, you still may have a chance to get in through the backdoor by using a nondeductible IRA then implementing a Roth IRA Conversion.

Best Money Tips: 50 Personal Finance Bloggers to Watch in 2010

Welcome to Wise Bread's Best Money Tips roundup. Today, we share the 50 personal finance bloggers you should be looking out for in 2010, a nifty recipe for "primal" trail mix, a

Extended Car Warranties: 3 Things to Know

Extended car warranties can keep you from wrecking the family budget. But you need to shop them as carefully as you do your car. Here are three things to look for.

Book Review: The Trap

For more than two years now writing at Wise Bread, my whole thesis has been that frugality leads to freedom—if you can live cheaply enough, you can choose whatever work calls you,

Ask the Readers: Do You Look Forward to Tax Time? (Your Chance to win $20!)

What are you thoughts on tax time? Do you dread it? Anxiously await it? Let us know your stories here in our comment thread or on Twitter, and you'll be entered to win one of two $