blogs

Obama Eases Treasury Costs with At-Home Money Printing Stimulus

Everyone is feeling the economic crunch these days, and that includes the Treasury department. It’s no news to anyone here that there has been increasing unhappiness with President

When More is Less

We've all heard that less is more. If you're like me, you've also heard at least a million ways to apply that. But is the opposite ever true? Do we ever save in the long run by spe

Will these car buying incentives get you to buy a new car?

This week President Obama rolled out an initiative for the failing American automakers to restructure. The plan proposes several consumer incentives to jumpstart auto sales. Her

The Psychology of Salaries: Do You Want to Know How Much Your Coworkers Make?

It's easy to get sucked into the whole drama of wondering what everyone you work with makes and how you stack up with them. But there's a delicate balance between making sure you'r

The Overdraft Protection Racket: Why Banks Want You To Overdraw, And How You Can Get Your Money Back.

I know banks are hurting for money right now, but no more than the rest of us. And one aspect of modern banking that I find most disturbing is how banks allow you to go overdrawn s

Diva On A Budget - Living The Good Life When Your Fortune Isn't So Great

Diamonds may be a girl's best friend but in this economy, most of us are foregoing that friendship in order to make ends meet. But just because we're not rolling in the dough doesn

Five Free Ways to Improve Your Life

Making improvements to your quality of life isn't always going to be about money. Usually, the sea changes that make our lives more livable are things that don't involve coupons or

Beat the Nirvana fallacy: why doing something is better than nothing

The problem with the Nirvana fallacy is simple: there's NEVER a perfect solution, only shades of decisions that are better than others, and mistakes you make and can hopefully lear

Do generous unemployment benefits prolong the length of unemployment?

The latest news is that unemployment benefits will be extended from 59 weeks to 79 weeks in California with the help of the new Federal stimulus money. The maximum benefit has ris

10 Reasons Why I Prefer Credit Cards Over Cash

You can call this a defense of the maligned credit card. There are a lot of people out there who are very distrustful of credit cards and the companies that offer them, no thanks t

Did Your Parents Give You a Whole Life Insurance Policy? Here's What to Do With It.

What is whole life insurance all about? If you have any questions about this, read on.

Best of Personal Finance: Credit Where Credit Is Due Edition

Credit cards are fun for the whole family, until the bills start rolling in and you are expected to hand over your hard-earned money for the stuff you bought on plastic. In this we

Best Tips for First Time Home Buyers: Learn to Trust

I started out the home buying process by scouring the internet for information and hitting up the local library. I read 8 or 9 books and countless blogs and websites and still cou

Don't worry about missing the bottom in houses

I've recently heard from several people who want to buy a house and are thinking that now may be the time. In particular, they're worried that waiting might cause them to "miss th

Cash Is King: Now What Should I Do With It?

When the going gets tough, the tough accumulate huge piles of cash. Great. But what do you do with it once you've piled it all up. There are lots of options out there, but which on

AIG employees - Why you should donate your bonuses instead of returning it

Lately many top AIG employees who were targeted by Congress in the $165 million "Bonusgate" incident have returned their bonuses. Some people are still holding out, and in my opin

Ten Great Charities that Deserve Your Dollars This Year

These are difficult economic times, but I'm getting tired of being told to spend my money on stuff, as if my personal saving habits are somehow ruining the economy. Instead of thro

An ING Direct Online Retail Store? It's not a joke.

It was my birthday last week. I received an email from ING Direct and assumed it would just be birthday wishes. But, I opened the email and to my astonishment guess what it contain

Could you profit from Obama and Geithner's toxic assets plan?

This week the United States Treasury announced the Legacy Loans Program. The program is meant to be a partnership between the government and private investors to clear "toxic" ass

I Challenge You To Beat My Price.

Stateless systems are at it again. I’m a huge fan of their two biggest sites, BugMeNot (a way to bypass compulsory website registrations) and RetailMeNot (a vast coupon codes site)