blogs

37 Ways You’d be Better Off as a Bum

First, apologies for the blatantly provocative title (although I do make good on it). But did you know that some people prefer to be homeless? I know, sounds crazy right? But I was

Write for money online series - Part I - Bukisa

I started writing online in 2007 at my personal blog and have not stopped since. I am very fortunate to have been selected to join Wise Bread last year and I have made a steady am

Spend Less This Valentine’s Day (And Win an iPod Touch!)

Whether you love or hate the holiday, there are some lovely things to adore about Valentine’s Day (like all the assorted chocolates.) We’ll recap the best of Wise Bread’s suggesti

How to check if your mortgage statement is correct

This week the Federal Trade Commission sent out around $28 million in redress checks to more than 86,000 customers of Bear Stearns and EMC Mortgage Corporation. Apparently EMC Mor

6 Ways that Dieting and Budgeting are Exactly the Same

The New Year usually brings about two very common goals for most people: Getting in shape and getting their finances under control. Dieting is the number one method of achieving t

5 Personal Finance Tips You Don't Always Hear About

We have all read about the usual personal finance tips being offered by the writers of the personal finance blogs around the internet and from the experts on television. They usual

6 Options if You're Underwater on Your Mortgage

Here are six options for people who are underwater on their mortgages.

My Small-Town Move That Ended The Job-Search Blues

When I was a new college grad, I wanted to live and work in a big city with great opportunities. I didn't know that an unemployment rate of 9-10% as I entered the workforce wasn't

Advanced Grocery Deals: Catalinas

Have you mastered using coupons on regular grocery deals, taking advantage of clearance sales and buy-1-get-1 ofers? Then it's time to try some graduate-level deals: Catalinas.

How to find the sweet spot when buying electronics

The "sweet spot" is the ideal point where you get the highest performance (and quality) at an optimum price. It can refer to many types of goods, but electronics are of particular

Need a job? Apply to become a Census enumerator

The Census Bureau produces an important set of demographics data about the United States every ten years. The 2010 Census is coming up soon and the Bureau is hiring thousands of t

Security is an illusion. Freedom is real.

There's a seeming tradeoff between freedom and security: You can stick with the day job or chuck it to live your dream--if you're willing to give up the security of the regular pa

Are Coupons For Everyone? A Review of the Couponizer (and a Giveaway)

I love the idea of coupons. Saving money? I'm so for the idea. Cutting, sorting, and saving little scraps of paper that will probably end up getting eaten by the baby or in the

The Key to Happiness: A Case Study

Let's explore the lives of two very different people with an aim to discover what the key to happiness is. It may be simpler than you think.

Hey Kids! It's Time Your Butt Got a Job

The economy is hurting all of us – especially families trying to raise and educate their kids. Unfortunately, things have become so tight that there is often little left over to do

Making a good and memorable first impression.

As a professional ad man, I'm ashamed to say that I'm really not good at advertising, well, me. That goes double in social situations. I never know where to stand, how to eat, how

Entertainment Value: Start a Frugal Club

As you continue to work a full-time job, wrangle the kids, and make your money work for you, there are some sacrifices that you are making every day and you may not even realize it

Three bad ways to fund mortgage lending (and maybe a good way)

Any institution that wants to fund mortgages has a problem. They want to lend the money out for thirty years, but the money they have to lend comes from deposits that can be withdr

How to create a speculative bubble and profit

Recently I read an enlightening story in the New York Times about the Pu'er tea bubble in Yunan, China. The burgundy fermented teas fetched prices of $150 a pound at the peak, but

15 Ways To Manage Risk In Your Financial Life

By managing our risks, we are better equipped with addressing unpredictable scenarios that can wreak havoc with our finances. Risk isn't a bad thing, just as long as it's controlle