blogs

Your equity was always imaginary

You used to hear the term "land rich, cash poor" for people who owned valuable land but didn't have quite enough money to make ends meet.  It's an expression that

How to get your car stolen

Every 26.4 seconds, a vehicle is stolen in the U.S.* If you want yours to be one of those vehicles, just follow these simple guidelines and the thief will be driving away in your n

90% off is not a deal if you don’t need it.

I found myself in a strange battle of wills last week. My favorite store, Target, was having another one of those spectacular sales. Red tags featuring the 75% off, and the rare 90

Cutting the Grocery Bill: Reducing the Cost of a Good Spice Rack

I’ve managed to cut my grocery bill in half, but I’ve struggled with one set of expenses more than I ever though possible. I use a lot of spices and every time I turn around, I fee

Are Your Frugal Ways Hurting Us All?

Frugal living can be a very responsible thing -- it prevents piling waste into landfills and it promotes the financial well being of your family. But sometimes, can frugality be ir

Move Over Weight Watchers, the New Pyramid is Here!

I would never dismiss any dieting or nutrition program that really works, and my goal is not to discredit commercial o

Why is Gasoline So Cheap? A Cost Comparison of 40 Common Household Liquids

Do you know which is more expensive: one gallon of gasoline or one gallon of orange juice? How about one gallon of glue? Read on for a comparison of the price gasoline and other f

Green Switch for Green Savings

Did you know that even after turning everything off in your home, you are still paying for electricity consumption you may be unaware of? If you’re like me, that should get both th

So You Want to be a Landlord? Part I

With dropping home prices, a long term investment in real estate is looking pretty attractive. Whether you want to buy rental property outright, or renting is your plan B when your

Frequent Flier Programs for Infrequent Fliers

Use these tricks to maximize frequent flier miles and use them in creative ways to get the most benefit with the smallest credit.

Job-Search Romance

How is a job search like a romantic adventure or misadventure? Let me count the ways: nine. If you’ve ever wondered how to tell if a company is truly interested or just isn’t into

Do you trust ads from radio DJs?

The US radio airwaves are filled with endorsements from radio DJs, and the list of things they hawk is mind-blowing.  Coming from a country that doesn’t have these pai

How to get a job--learn the secret from a bad movie

I've read a bunch of books on how to do a job search. They all talk about networking. They all talk about researching the company--knowing what they do and what they need don

Dissecting "Gift Guilt" - When Does Receiving a Gift Make You Feel Bad?

Ever since I was a child, I have been taught that when you receive a gift you should be happy about it and then give something back in return. To this day I still believe that is g

College Student Eating Survival Guide (Until Spring Break)

You've got two to three weeks until Spring Break and a meal card with zero balance left. Not enough time to look for a job until you go home to mom and dad's. How will you

Is daylight-saving time a complete waste of energy?

This weekend the clocks “spring forward.” I’m not a huge fan of DST . In fact, I’m not a fan of anything that steals

Chinese Money Habits - How My Culture Influences My Attitudes Toward Money

I moved to the United States when I was a child from Yangzhou, China. After sixteen years, I could easily pass as an American because I speak English without an accent, and I am w

The stuff I try never to buy new

I don't like buying new. It's not that I consider myself to be some kind of Scrooge. I just have a hard time paying more for something than I need to, and often we take tha

6 Ways to Pay Less Money For A College Degree

A four-year college degree can be one of the most expensive purchases in a person’s lifetime. In fact, many hard-working professionals continue to pay for their college education l

Credit Counseling: When you Need it and When you Don't

So you are up to your eyeballs. Drowning in debt, expenses, and struggling to keep your head above water. You have been reduced to the life of a monk and are still making no headwa