blogs

Is Six Figures Really That Much?

Nowadays, six figures is still above average, but its buying power in terms of lifestyle may have eroded even more than the value of a dollar, as those of us within striking distan

Don't Have A Sven? Sandy Might Be the Next Best Thing

If you've seen AT&T's latest smartphone commerical , then you know just how handy having a &quo

Wisdom from My Favorite Frugal TV Character - Julius Rock

My favorite cheap TV character is Julius Rock from Everybody Hate Chris. Julius is a character based on Chris Rock's father and in almost every episode of the show his fruga

Making Your Own Luck is No "Secret"

It's a much older secret than "The Secret," and much truer: Most lucky people are good planners and good decision makers. To a non-planner, a broken-down car is lousy

The Key To Making Money Online? Diversification, Baby!

Most of us are familiar with the term "diversification". Its what the well-respected analysts tell us to do with our investment portfolios to insure against the ups and d

The story of a guy with Downs Syndrome, some grocery bags and an idea straight from the heart.

Something I have often heard from teachers, mentors and my own parents is the following phrase: “Be the best at what you do, whatever you do.” It’s a lesson I have tried to live up

Growing My Own Food...In My Apartment

I'm planning out a garden for this spring. I don't have any access to a yard to plant my garden in, but I have a balcony on my apartment that gets plenty of sun.

How I Grocery Shop

First, I will commit heresy by saying that I no longer write a full weekly menu.

How Haggling Taught Me About Life

I used to be afraid of bargaining. The thought of haggling over a price, or even asking for a discount, was embarrassing. Then I began visiting countries in which haggling is expec

Cheap and Romantic Ideas for Valentine's Day (And Any Other Day of the Year)

I have always loathed Valentine's day because everywhere I went I would see gaudy pink and red balloons and roses and men who are literally suckered into buying the useless thi

Are you an "Adult" Investor?

With the use of provocative phrases such as "hard sell," "sharp-rise," "capital injection," inflation," "surge" and "double-digit

Make a crafty airbrush out of old junk

Sometimes the ingenuity of people knocks me out. As I was surfing today to find new and exciting ways to save money, I came across a video on Metacafe. It has almost no sound, b

Explaining Away the Green M&M

Just in time for Valentine’s Day, the company behind M&M’s has decided to let the urban legend run wild. No longer will the impotent and un

Feeling Stuck? 100 Ways to Change Your Life

In 20 minutes, you too can change your life in 100 different ways. Check it out!

Don't rely on credit for your emergency fund

There's a large group of financial advisors who suggest using credit in place of an emergency fund. That way, you can invest your entire portfolio for maximum return (such as

Business Succession Planning Part 2: How Life Insurance will insure the Life of Your Business

All too often, business owners will insure their property, assets, and loans. But they don't stop to consider what is most valuable in the business: people. Here are a few ways

Frugal Tip: Do Not Spend When You Are Sad

Have you ever paid more than you normally would for something when you are trying to cheer yourself up? A recent study showed that a group of people who were sad offered almost fo

Volunteer to Travel: 11 Opportunities for Free or Very Cheap Travel

Here are 11 options for free or very cheap travel through volunteering.

An Easier Way to Manage Your To-Do's

Shopping lists, grocery lists, wish lists.... maybe we need a list for our lists? If you're looking for a a better way to manage all your to-do's, there's plenty of onl

Book review: Supercapitalism

For most of the 20th century, capitalism and democracy seemed to go hand-in-hand. After all, every democratic country was largely capitalist and nearly every capitalist country wa