Nowadays, six figures is still above average, but its buying power in terms of lifestyle may have eroded even more than the value of a dollar, as those of us within striking distan
My favorite cheap TV character is Julius Rock from Everybody Hate Chris. Julius is a character based on Chris Rock's father and in almost every episode of the show his fruga
It's a much older secret than "The Secret," and much truer: Most lucky people are good planners and good decision makers. To a non-planner, a broken-down car is lousy
Most of us are familiar with the term "diversification". Its what the well-respected analysts tell us to do with our investment portfolios to insure against the ups and d
Something I have often heard from teachers, mentors and my own parents is the following phrase: “Be the best at what you do, whatever you do.” It’s a lesson I have tried to live up
I'm planning out a garden for this spring. I don't have any access to a yard to plant my garden in, but I have a balcony on my apartment that gets plenty of sun.
I used to be afraid of bargaining. The thought of haggling over a price, or even asking for a discount, was embarrassing. Then I began visiting countries in which haggling is expec
I have always loathed Valentine's day because everywhere I went I would see gaudy pink and red balloons and roses and men who are literally suckered into buying the useless thi
Sometimes the ingenuity of people knocks me out. As I was surfing today to find new and exciting ways to save money, I came across a video on Metacafe. It has almost no sound, b
There's a large group of financial advisors who suggest using credit in place of an emergency fund. That way, you can invest your entire portfolio for maximum return (such as
All too often, business owners will insure their property, assets, and loans. But they don't stop to consider what is most valuable in the business: people. Here are a few ways
Have you ever paid more than you normally would for something when you are trying to cheer yourself up? A recent study showed that a group of people who were sad offered almost fo
Shopping lists, grocery lists, wish lists.... maybe we need a list for our lists? If you're looking for a a better way to manage all your to-do's, there's plenty of onl
For most of the 20th century, capitalism and democracy seemed to go hand-in-hand. After all, every democratic country was largely capitalist and nearly every capitalist country wa
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