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Multi-Level Marketing: The Future or Folly?

Multi Level Marketing (MLM). Also known as Network Marketing or Direct Marketing, and even commonly (incorrectly) referred to as Pyramid Schemes, this type of business entity

It Broke? Check for a Recall

Recalls aren't just for toys. If something breaks, especially earlyish in the product's life, check it out and you may just get a free replacement.

8 Fun and Frugal Things to Do with Origami

Origami is a Japanese word that means "fold paper", and it is a very popular pastime around the world. I enjoy origami because it is a very cheap hobby that requires only

Put Together an Advance Directive in an Afternoon

With all the talk about having a will when you die, very few people consider having one for while you’re alive. Living wills, often referred

4 Simple Tips to Improve Homemade Bread

One of my fondest memories from my childhood is the time I spent helping my grandmother bake challah . The woman is still an artist in the kitchen and her recipe is the basis th

TurboTax: New features, and a chance to win a copy

The kind folks at Intuit have given us some free copies of TurboTax. I snagged one that I'm going to use to do my taxes, and once I'm done, I'll post a review and tell

Save 50% On Your Passport Application?

By 2009, passports will be mandatory for all US citizens traveling abroad. If you were planning a trip to Canada, Mexico, or the Caribbean, this could mean a rather substantial add

The Quiet Millionaire: Part 7 - Give Me Investment Gains, Hold The Losses

“Win by not losing” or rather win by minimizing losses during market downturns is the ticket to being an investment champion according to The Quiet Millionaire author and Certified

Pay yourself last is okay too

Every book on personal finance says that you should pay yourself first--get the money out of your checking account and you won't even know it's missing. There's a lot o

Eating Cheap While Abroad

I've been on the go a lot this last year: I lived in Dublin for four months, accompanied my family to Israel, and made it to plenty of other points on the globe. But no matter

Double hack – make a cheap metal detector, find a fortune.

It’s not often you get a double-whammy money-saving tip but this one falls into that category. Not only can you save cash by making your own cheap metal detector, you can find a fo

The Coffee Cup Revolution: Let's Take a Stand!

Let's start an easy revolution. One in which you, me, and everybody else who frequents coffee shops can eliminate 23lbs of waste per year and save 18% of what goes into landfil

Are You Stealing From Your Photographer?

We've removed this article from our archives. We have great respect for photographers and their work. We do not endorse reprinting copyrighted photographs even for personal u

Know a homeless veteran who needs a job? Call Bill O'Reilly.

Last night, quite by accident, I found myself listening to Bill O'Reilly's "The Radio Factor." This is not a habit of mine, I left work late and don't usually

Wise Bread Author Launches Cheapest Book Tour - No Cars, No Hotels, No Problem

Wise Bread blogger Jeff Yeager is promoting his new book on frugal living with the cheapest book tour ever! He'll bike instead of drive, and couchsurf instead of staying in hot

Free movie rental from Hollywood Video

This deal is about as simple as they get. So grab a bag or two of your favorite popcorn, browse through the aisles of your local Hollywood Video and pick up a video rental on the h

25 Things I Don't Want to Regret Once I Retire: Take Two

Since posting the first part of my list of 25 ideas and goals that I want to live by and be able to look back on with pride when it comes

How Do You Take Advantage of the Federal Interest Rate Cut?

The Federal Reserve just cut the interest rate by 0.75% between two official meetings! This is the largest cut since 1982 and it was like an adrenaline shot to the sagging stock ma

The Downsizing of an American Dream

I remember the first time my sister’s Barbie went for a ride in her new pink convertible. The trunk was full of new shoes, the coolest outfits,

Why I was an AT&T wireless customer…for 72 hours.

For the last 7-8 years, I have been a loyal Virgin Mobile customer. I liked the prepaid pricing plan, the customer service, I didn’t want a large monthly bill or overage charges. E