Welcome to the second Carnival of Pecuniary Delights, Saving Money Edition.  This wonderful carnival is the creation of Penelope Pince from Pecuniarities (aka Hermione from our forums).  Penelope is one of the most organized and thoughtful carnival organizers we've ever worked with.  She thinks of everything!

A big thanks to all the bloggers who submitted a post.  I had a fantastic time reading your tips and stories.

Editor's Picks

Millionaire Mommy Next Door from Millionaire Mommy Next Door presents 110 Financial Calculators: Fast Answers to Your Money Questions.

Kate Kashman from The Paycheck Chronicles presents 8 Ways to Save at Restaurants.

Silicon Valley Blogger from The Digerati Life presents Lower Your Car Insurance Rates! How To Cut Insurance Premiums In Half.

Kelly from Almost Frugal from Almost Frugal presents Saving Money Even When You Have None to Save.

FMF from Free Money Finance presents Pay Down Your Mortgage or Sock Money Away for Retirement?.

The winner of the "best post title" award goes to Buck Weber from The Buck List, with a great slice of personal finance wisdom titled Don't Die Farting.

Personal Finance

Peter from Bible Money Matters presents Are Credit Card Offers Becoming More Aggressive?

ChristianPF from Christian Personal Finance presents 4 websites offering free state tax filing.

B Simple from Simplifed Financial Lifestyle presents You Know More Than any Financial Expert.

Mr. Cheap from Four Pillars presents Ethics in Business (and Life).

Patrick from Cash Money Life presents How Much Life Insurance Do You Need?.

Matt @ StupidCents from StupidCents presents Got a Refund? 10 Ideas to Spend Your Tax Refund.

Wojciech Kulicki from Fiscal Fizzle presents 5 Ways to Motivate Your Savings.

TStrump from The Strump - Financial Blog presents On Being Poor.

the weakonomist from weakonomics.com presents 6 Lessons Star Wars Can Teach You About Money.

Jason from MyMoneyMinute presents Beyond The Paper: How Your Digital Imprint Affects Employment.

Money Management

Dave from Do You Dave Ramsey? presents Where Did It All Go?

Kyle from Suburban Dollar presents Using GNUCash to Manage Your Personal Finances.

Miss M from M is for Money presents Zero Based Budgeting.

Jim L. from Switch to Riches presents How I Learned Financial Principles: What Simulation and Tycoon Video Games Can Teach You and Your Children!.

Investing

Trevor from Striking Up presents Early Investor Can Earn Early Retirement.

The Financial blogger from The Financial Blogger presents 3 reasons why you should not do market timing.

Greg Keene from Managing Money God's Way presents I want my 401(k) back!.

PT Money from Prime Time Money presents Opening a Roth IRA for the First Time.

RJ Weiss from Our Financial Planner presents Why Investing in Index Funds Work.

Economy

pfincome from Passive Family Income presents Recession in America - Do It Yourself.

FFB from Free From Broke presents Never Mind New Economic Stimulus Package - Save Yourself!.

GloombergNews from The Gloomberg Report presents Schrute Buck Purchasing Power Rises.

Dana from Investoralist presents Why Europe Refuses to Bend and Why Rest of the World Should Listen.

Debt & Credit

Millie Kay G. from The Smarter Wallet presents Compare Credit Card Offers: Find The Best Credit Cards For You.

My Journey from My Journey to Millions presents What is a Default Judgment? How does it Affect your Personal Finances?.

Lisa Spinelli from Greener Pastures presents 10 Ways to Bury Yourself in Debt.

RC from Think Your Way To Wealth presents 35 Ways to Kick Start Your Debt Snowball.

Max Messner from MaximizingMoney.com presents How to Repair Credit Reports for Free.

Baker from Man Vs. Debt presents Maintaining Balance: Is Getting Out Of Debt A “Need” Or “Want”?.

Frugality

Penelope Pince from Pecuniarities presents Honestly Frugal: the Ethics of Saving Money.

Ishan from Save Few Bucks presents How To Get Discount Theme Park Tickets.

Wren from True Adventures in Money Hacking presents The Save Big Secret Part 2.

WC from The Writer's Coin presents Free Week: Free Music.

Kelly Whalen from The ¢entsible Life presents How to throw a Frugal Birthday Party.

Mercedes Levy from Common Sense with money presents Save Money at the Grocery Store with These Tips, No Coupons Needed.

kacie from Kacies Kreations presents Veggies for Free!.

MoneyEnergy from MoneyEnergy presents Frugal Tips For the Rest of Us - How To Save Money You Barely Have.

Personal Finance Journeys (anedotes)

Mike from Four Pillars presents The Tipping Point.

mfd from My Findependence day presents How I choose my Findependence Day?.

moody from moody money presents ode to my emergency fund.

The Happy Rock from The Happy Rock presents How The Hapy Rock Went Bold.

This concludes the Second Edition of the Carnival of Pecuniary Delights. Next week’s edition will be hosted by Miss Thrifty, so be sure to get your submissions in by Wednesday April 15th, 6:00 PM PST.