Chase Credit Card Offers: Applications & Reviews

By Christina Majaski. Last updated 1 February 2017. 2 comments

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Chase has long been a provider of popular financial services, including well regarded credit cards that offer cash back and travel rewards. Along with its consumer credit cards, Chase provides small business owners credit card options equipped with business tools and features for managing business finances.  

How to Apply for Chase Credit Cards 

Chase has made applying online fast and easy. Its website allows you to easily compare cards and once you apply, you'll find out within minutes if you've been approved. To make your decision a little easier without adding a credit inquiry that you might not be ready for, you can see if you prequalify online, as well. The application process for Chase credit cards is pretty straightforward. You choose the card you want, and then either enter your information to prequalify, or submit your application. 

Top Chase Credit Card Application Offers

Whether your spending varies from month-to-month or you’re looking for one of the best balance transfer offers available, you’ll likely find a Chase credit card that can provide you a significant amount of value in rewards or benefits. Chase cards are often considered leaders when it comes to travel, with many of its cards designed to reward travel purchases, hotel rewards, and airfare.  

Chase Sapphire Preferred® 

The Chase Sapphire Preferred® offers a valuable rewards program for those who frequently travel. Earn 2X points on travel and dining at restaurants, and 1 point per dollar spent on all other purchases worldwide. Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 in travel when you redeem through Chase Ultimate Rewards®. The APR Is variable at 16.49%-23.49%. There is no foreign transaction fee. The introductory annual fee is $0 the first year, then $95.

Click here to learn more and apply for the Chase Sapphire Preferred® card today! 

Chase Slate® 

The Chase Slate® card is considered one of the best balance transfer credit cards available. You get an 0% introductory APR for 15 billing cycles for purchases and balance transfers after which a variable APR of 15.49%-24.24% will apply. There is no balance transfer fee for transfers made within the first 60 days of opening the account. After that, the balance transfer fee is 5% or $5, whichever is greater. This card also has no annual fee. 

Click here to learn more and apply for the Chase Slate® today! 

Chase Freedom UnlimitedSM 

The Chase Freedom UnlimitedSM card is the newest card in the Chase line of consumer credit cards. This card awards unlimited 1.5% cash back on every purchase, automatically. Redeem your cash back at any time, without any minimum requirements and your rewards do not expire. Earn a $150 bonus after you spend $500 on purchases in your first 3 months from account opening. There is a 0% introductory APR on purchases and balance transfers for 15 months. After that, a variable APR of 15.49%-24.24% will apply. The balance transfer fee is either $5 or 5% of the amount of each transfer, whichever is greater. There is no annual fee. 

Click here to learn more and apply for the Chase Freedom UnlimitedSM today!

Chase Sapphire ReserveSM 

The Chase Sapphire ReserveSM includes a number of travel benefits such as a $300 Annual Travel Credit reimbursement that can be used for travel purchases such as airfare and hotel stays. Other travel benefits include access to more than 900 airport lounges worldwide with complimentary Priority Pass™ Select membership, and a credit up to $100 for your Global Entry or TSA Pre✓® application fee . You can earn 3X points on travel and dining and 1 point for all other purchases. Your points are worth 50% more if you redeem for airfare, hotels, car rentals, and cruises through Chase Ultimate Rewards® and you can transfer points to popular airline and loyalty programs at a ratio of 1:1. New cardholders can earn 100,000 bonus points if you spend $4,000 on purchases in the first 3 months from account opening, which can be worth $1,500 in travel if you redeem through the Chase Ultimate Rewards® program.The variable APR is 16.49%-23.49%. The annual fee is $450.

Chase Freedom® 

One of the most popular Chase cards is the Chase Freedom® which allows you to earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories every 3 months like gas stations, restaurants, and wholesale clubs, and unlimited 1% cash back on all other purchases. Get a $150 bonus after spending $500 on purchases in your first 3 months from account opening. There is a 0% intro APR on purchases and balance transfers for the first 15 months. Then, a variable APR of 15.49%-24.24% applies. The balance transfer fee is either $5 or 5% of the amount transferred, whichever is greater. There is no annual fee. 

Southwest Rapid Rewards® Premier Credit Card

The Southwest Rapid Rewards® Premier Credit Card awards 2 points for each dollar you spend at Southwest Airlines and 2 points per dollar spent at participating hotel and car rental partners. You also earn 1 point for each dollar you spend on other purchases. New cardholders can earn 40,000 bonus points after making $1,000 in purchases with the card in the first 3 months. This card also awards an anniversary bonus of 6,000 points each year on your card anniversary date. The annual fee is $99. There is no foreign transaction fee. 

United MileagePlus® Explorer 

The United MileagePlus® Explorer awards 2 miles per dollar spent on United Airlines tickets and 1 mile for each dollar you spend on other purchases. As a special offer, new cardholders can earn a bonus of 50,000 miles after making $3,000 in purchases in the first 3 months of opening the account, plus 5,000 miles after you make a purchase and add an authorized user in the first 3 months of account opening. This card also includes two one-time-use passes for United Club each year and an anniversary bonus of 10,000 miles every calendar year that you make at least $25,000 in purchases with your card. The variable APR is 16.49%-23.49%. The annual fee is $95. There is no foreign transaction fee.

United MileagePlus® Club 

This card is considered one of Chase’s elite travel rewards cards. With the United MileagePlus® Club card, you get 2 miles for each dollar you spend at United Airlines and 1.5 miles per dollar on other purchases. This card also includes travel benefits like free checked bags, United Club membership, and priority travel. New cardholders get a $100 statement credit after the first purchase with the card. The variable APR is 16.49%-23.49%. The annual fee for this card is $450, with no foreign transaction fee.  

British Airways Visa Signature® 

If you frequently fly with British Airways, you can get the most out of your travel with the British Airways Visa Signature® card. This card awards 3 Avios per dollar on British Airways purchase and 1 Avios for all other purchases. New cardholders can get 50,000 bonus Avios after spending $3,000 within the first three months of opening the account. The APR is 16.49%-23.49% (variable). There is no foreign transaction fee. The annual fee is $95.

Marriott Rewards Premier® 

The Marriott Rewards Premier® card provides hotel benefits as well as a rewards program for earning award nights at Marriott properties. You get 5 points for each dollar you spend at Marriott hotels, 2 points at car rental agencies, airline tickets purchased from the airline, and restaurants, and 1 point for other purchases. As a new cardholder, you can earn a bonus of 80,000 points if you spend $3,000 on purchases in the first 3 months. If you add your first authorized user and make a purchase in the first 3 months, you can earn an additional 7,500 points. This card includes Silver Elite status and a free night at a Marriott property each year that you renew your card. TThe variable APR is 16.49%-23.49%. There is no foreign transaction fee. The annual fee is $85.

Disney Rewards® Visa®

If you’re planning a Disney trip or you’re just a fan of Disney, you should consider the Disney Rewards® Visa® card, which provides benefits such as private character Meet ‘N’ Greets, discounts on merchandise and Disney tours, and special financing. You also get 2% rewards on everyday purchases. This card has a variable APR of 16.49%, with a 0% APR for 6 months on Disney vacation packages. New cardholders can earn a $50 gift card after your first purchase with this card. There is no annual fee. 

Disney Premier Visa® 

With the Disney Premier Visa® card, you get the same Disney perks and discounts as the Disney Rewards Visa, but you also get 2% rewards on gas station, grocery store, restaurant, and most Disney location purchases, and 1% rewards on other purchases. There is a standard variable APR of 16.49%, with a 0% APR for 6 months on Disney vacation packages. New cardholders can earn a $100 statement credit after spending $500 with the card in the first 3 months of account opening. The annual fee is $49. 

The Ritz-Carlton® Rewards credit card 

The Ritz-Carlton® Rewards credit card awards 5 points per dollar at Ritz-Carlton hotels and its partners, 2 points per dollar on airline tickets purchased directly from the airline, car rentals, and restaurants, and 1 point for other purchases. This card also includes benefits like a 10% annual points premium, a $300 annual travel credit, and a $100 hotel credit on paid stays of two nights or longer. New cardholders get 2 complimentary nights at a Tier 1-4 Ritz-Carlton hotel after spending $4,000 on purchases in the first 3 months of account opening. The variable APR is 16.49%-23.49%. There is no foreign transaction fee. The annual fee is $450. 

IHG® Rewards Club Select 

The IHG® Rewards Club Select card awards 5 points for each dollar you spend at InterContinental Hotels Group (IHG), 2 points for each dollar you spend on gasoline, groceries, and restaurants, and 1 point on everything else. This card also includes a free anniversary night each year you renew your card membership. New cardholders can earn a bonus of 60,000 points after making $1,000 in purchases in the first 3 months. The variable APR is 16.49%-23.49%. There is no foreign transaction fee. The annual fee of $49 is waived the first year.

The Hyatt Credit Card 

The Hyatt credit card awards 3 points for each dollar you spend on Hyatt properties, 2 points at restaurants, car rental agencies, and airline tickets purchased directly from the airline, and 1 point for each dollar you spend on other purchases. You also get automatic Hyatt Gold Passport Platinum status for as long as you are a cardholder and a free night at any category 1 to 4 property each year you renew. New cardholders get 2 free nights at Hyatt properties worldwide after making $1,000 in purchases in the first 3 months, and 5,000 bonus points when you add an authorized user and make a purchase with your card during the first 3 months. The variable APR is 16.49% - 23.49%. The annual fee of $75 is waived the first year. There is no foreign transaction fee. 

Amazon.com Rewards Visa 

The Amazon.com Rewards Visa card awards 3% back at purchases made at Amazon.com, 2% back at restaurants, gas stations, and drugstores, and 1% back on all other purchases. As a new cardholder, a $50 Amazon credit is added to your account when you are approved for the card. There is a variable APR of 14.74%-22.74% depending on your creditworthiness. There is no annual fee for this card. 

AARP® Credit Card from Chase 

With the AARP® Credit Card from Chase you get 3% cash back rewards on restaurant and gas station purchases and 1% cash back on all other purchases. New cardholders can earn $100 cash back after making $500 in purchases with the card in the first 3 months. There is a 0% introductory APR for purchases for the first 12 billing cycles. After that, a variable APR of 16.74% - 23.49% will apply. There is no annual fee for this card. 

Ink Business CashSM Card

The Ink Business CashSM Card awards 5% cash back on office supply store purchases, cellular phone, landline, internet, and cable TV services up to $25,000 in combined purchases each year. You also get 2% cash back on purchases at gas stations and restaurants up to $25,000 per year in combined purchases, and unlimited 1% cash back on all other purchases. As a new cardmember, you can earn a $300 cash back bonus after you spend $3,000 on purchases in the first 3 months of opening the account. This card also provides 0% intro APR for purchases and balance transfers for 12 billing cycles. Then, a variable APR of 13.74%-19.74% will apply. There is no annual fee.

Ink Plus® Business Card 

The Ink Plus® Business Card also provides small business owners a number of benefits and perks. You get 5x points for each dollar you spend on office supplies, cellular phone, landline, internet, and cable TV services, up to $50,000 in combined purchases each year. You also get 2x points for each dollar you spend on gas and hotel accommodations you purchase directly from the hotel, up to the first $50,000 in combined purchases, and unlimited 1x point for each dollar on other purchases. New cardholders can earn a bonus of 60,000 points after spending $5,000 in purchases with your card in the first 3 months of opening the account. The variable APR is 15.49%-19.49%. The annual fee is $95. There is no foreign transaction fee. 

Southwest Airlines® Rapid Rewards® Premier Business 

Business owners who frequently fly with Southwest Airlines can earn rewards with the Southwest Airlines® Rapid Rewards® Premier Business card. It awards 2 points for each dollar spent on Southwest Airlines purchases from the airline and on Southwest Rapid Rewards Hotel and Car Rental Partner purchases. You also get 1 point for each dollar you spend on other purchases. Each year on your anniversary, you get 6,000 bonus points. New cardholders can earn a bonus of 50,000 points after spending $2,000 on purchases in the first 3 months. The APR is variable and is 16.49%. The annual fee is $99. There is no foreign transaction fee. 

United MileagePlus® Explorer Business 

The United MileagePlus® Explorer Business card awards 2 miles for each dollar spent on restaurants, gas stations, office supply stores, and tickets purchase from United. You also get 1 mile for each dollar you spend on other purchases. This card also provides benefits such as priority boarding, free first checked bags, and two one-time passes to United Club every year. New cardholders can earn a bonus of 30,000 miles after spending $1,000 in purchase in the first 3 months. And, every calendar year that you make $25,000 in purchases with your card, you get an additional bonus of 10,000 miles. The variable APR is 16.49%. The annual fee of $95 is waived your first year. There is no foreign transaction fee. 

Marriott Rewards Premier® Business 

The Marriott Rewards Premier® Business card awards 5 points per dollar at participating Marriott Rewards and SPG hotels, 2 points per dollar spent on airfare purchased from the airline, car rental agencies, restaurants, office supply stores, and for internet, cable, and phone services. You also get 1 point per dollar spent on other purchases. This card also provides a free night stay in a category 1-5 hotel each year on your account anniversary and guaranteed Silver Elite status. The variable APR is 16.49%. The annual fee is $99, and there is no foreign transaction fee.

How to Find the Best Chase Credit Card Promotions

  1. Internet – Our Recommended Option. If you’re searching for the best Chase card, their website is the best way to find the most current Chase credit card promotions. The application process online is quick and easy, and you can compare different promotions from the convenience of your home. Plus, you will usually find the best bonus offers and the most up-to-date promotions at creditcards.chase.com. In fact, many of the best credit card offers are exclusive to online applicants.
  2. Mail Offers. Mail offers are still a popular and easy way to get Chase credit card offers. However, these offers are sometimes limited and based on your demographic and location. You won’t always get the best promotion or the most current offer if you rely solely on the credit card flyers that come to you in the mail. Still, many mail offers include important information and credit card promotions, as well as the phone number or website address so you can apply for the card. 
  3. TV. Chase credit card offers also periodically appear via television ads, most recently starring Ellie Kemper, the actress known for her role as Kimmy Schmidt on Netflix. These TV ads generally provide a phone number or website like Chase.com to apply for the credit card. While TV commercials are usually entertaining and catchy, they are limited to a short period of time and don’t include much information. In order to compare cards and examine the details of each Chase credit card, you would still need to look online. 
  4. Magazines/Newspapers. Believe it or not, magazine and newspaper ads still provide a large number of credit card offers. Like television ads, however, the information provided is limited to a small space. The other disadvantage of credit card offers in magazines and newspapers is that the information may not be the most current, and in fact, could be completely out of date. These ads usually include a phone number you can call to apply or a specific website URL, where you can find more credit card information.
  5. Bank Branches. You can also visit one of more than 5,000 Chase Bank branches if you want to apply for a credit card. This could be convenient if you already bank with Chase. Otherwise, you can usually get the information you need from the bank, or you can just apply directly. However, it will still be easier to do your research online first where you can compare cards and apply to the ones you’re interested in. 

Credit Cards for People with Excellent to Good Credit

Most Chase credit cards require excellent to good credit to qualify. Chase is also one of the few card issuers that does not provide credit cards designed for poor or bad credit. If you don’t qualify for Chase cards, you should consider a secured credit card for improving your credit rating. You can also find other balance transfer, travel, and cash back credit cards from our lists below.  

 

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Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Guest's picture
Susan Bouchon

This isn't so up-to-date. There is no mention about Chase's new Sapphire Reserve card.

Lynn Truong's picture

Thanks, Susan! We've added the card.