Travel with Comfort and Ease: Citi / AAdvantage Platinum Select World Elite Mastercard

By Jason Steele. Last updated 21 March 2017. 3 comments

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The promise of airline frequent flyer credit cards relies on a premise — cardholders will actually be able to redeem a reasonable amount of their miles for award flights a reasonable amount of the time. Yet too many airlines have such poor award availability at the lowest mileage levels that customers feel rightfully betrayed by the airlines and the credit cards that offer their frequent flyer miles. On the other hand, the Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® from our partner Citi offers American Airlines miles that are still somewhat easy to redeem.

Why We Like This Card

  • 30,000 bonus sign-up miles
  • 10% reward rebate

How This Card Works

For each dollar spent, cardholders earn one mile in the American Airlines AAdvantage® program, and double miles on purchases from American Airlines. There is an annual fee of $95, which is waived for the first year.

Sign-up bonus: New cardholders can start off with 30,000 American Airlines AAdvantage® bonus miles after making $1,000 in purchases within the first 3 months of account opening.

You can redeem your miles for award flights with American Airlines and other OneWorld airline partners. You also receive a 10% rebate on your award redemptions, up to 10,000 AAdvantage® miles each calendar year.

Other Benefits

Travel benefits and protection. Cardholders receive preferred boarding privileges on American Airlines flights, a 25% savings on eligible in-flight food and beverage purchases when they use their card on American Airlines flights, and their first checked bag is free on domestic American Airlines itineraries for the cardholder and up to four companions traveling on the same reservation. Cardholders will also receive benefits such as extended warranty coverage, lost luggage insurance, and retail purchase protection.

World Card Hotel and Resorts Program. Another special perk for travelers is access to the World Card Hotel and Resorts Program, which has added benefits like best pricing, VIP status, complimentary breakfast, and early check-in.


  • $95 Annual Fee (waived for the first year)
  • 16.49%-24.49% Variable APR
  • 3% Balance Transfer Fee ($5 minimum)
  • $0 Foreign Transaction Fee


AAdvantage program. The strength of this card comes from the American Airlines AAdvantage frequent flier program, which is one of the best.

Easy-to-find award seats. American Airlines' website efficiently searches for seats on American and many of its other OneWorld partner carriers, and it is much easier to find award seats at the lowest mileage levels than it is with competitors such as Delta.

10% redemption rebate. Because you receive a bonus of 10% of your miles each time you redeem for award flights, up to 10,000 miles per calendar year, it's easy to continuously rack up enough miles for more free flights.

Travel benefits. Furthermore, this card features a healthy number of benefits. Cardholders who have yet to reach elite status in American's program will enjoy free checked bags and priority boarding, as well as reduced mileage awards.


Annual fee. Although this card provides different ways to earn miles for award flights, the annual fee may still be a problem if you aren't able to earn enough every year for free flights. If this is a possibility, you may be better off with one of the other American Airlines credit cards available. (See also: Which American Airlines Credit Card Should You Get?)

Who This Card Is Best For

By continuing to offer a valuable frequent flyer program, American Airlines and Citi make this credit card well worth carrying. This is a great card for customers of American Airlines that want to enjoy some additional convenience when traveling. But this card is also a good way to earn miles that cardholders can use for award flights. 

Click here to learn more and apply for the Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® today!



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Guest's picture
Craig Welch

"In addition, this card is equipped with an EMV smart chip that makes it compatible with a growing number of unattended kiosks overseas".

Nope. This is still a chip/signature card, not a chip/PIN card. Consequently, it will not work in European kiosks, at railway stations for example.

Lynn Truong's picture

Thanks for the heads up, Craig. We've edited the article to reflect the update.

Guest's picture

The card worked in Bulgaria, Romania, Germany, France, Czech Republic for me. It's chip and signature and after inserting the transaction just goes through without asking for a pin.