Wise Bread | Personal Finance and Frugal Living Forums

We had credit cards, bought cars and a condo. Meanwhile spending a bit too much with the credit cards... Then we struggled to pay off all the cards, cancelled them all and CUT THEM UP. We recently bought a house and the loan guy said we could "walk on water" with our credit rating. Trick is (for us at least) to "walk away" from the credit cards after you've had several years of that gratifying "fix" while building credit. The cards are addictive and the credit companies know it...

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