Wise Bread | Personal Finance and Frugal Living Forums

A little frugality goes a long way.

Too true! Overwhelmingly, it seems to be that credit enables so many to live so far beyond their means. Many (most?) of our friends are buried so far in debt that they can't see the light of day.

MLW & I live in a nice home, but it's tiny & quite modest by most of our friends' standards. We have two cars but both were bought with cash and are over 4 years old - and the combined cost of the two cars is less than many people spend on a single car today.

The standard of living that we've adopted since the day we were married 11 years ago is one that most of our friends would NEVER consider stooping to, yet we're comfortable, well-clothed, and carry no outstanding credit debt. We're darned proud of our frugality and certainly don't feel downtrodden because we choose to live affordably.

Credit is the devil.

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