"re: Interest Rates - ING 's Orange Savings Account (a liquid guaranteed investment which many seniors gravitate towards) is currently paying out 4.3% interest. If this is off base and there are other liquid guaranteed investments that yield higher returns, then please do share them with us all! I'd love to see what "accurate" looks like. I'm game for making the most money that I can!"

I can list over 10 different accounts from various brokers, banks, credit card companies and other financial institutions that all pay over 5%.

Every single one of them liquid. Every single one of them FDIC insured.

Thing I don't get is how anyone, I mean anyone, can't find them. I just received in the mail today an offer for a money market account from a credit card company yielding better than 5%. You can't search the web for such accounts and not find them. I'm currently yielding 6% on a savings account (though the rate on this one is set to readjust at the end of September).

Yeah, some have limitations like high minimum balances but put into the context of the scenario presented it is a non-issue.

I'm sorry, but if you can't find a wealth of offers yielding better than 5% something is terribly wrong.