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Submitted by Philip Brewer on September 29, 2007 - 06:01.

Thanks for the good comments!

Wise Bread actually did a story on the Fuel Bank a few months ago. Well worth reading. It's a sound idea, and a good example of just what I was talking about, but I worry that it might fail just when it's most needed--going broke and shutting down just when fuel prices spiked up to unexpected peaks.

Thanks to the commenter added the effective interest rate calculation. I was afraid I already had as much math as really fit into the story; having that tidbit in a comment is perfect.

My wife and I live within walking distance of the grocery store, so we do some of our shopping European-style--going to the grocery store almost daily to get fresh ingredients for that day's menu. But that's totally compatible with stocking up when staples are cheap, giving you the best of both worlds.

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