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Well said

Submitted by Kim on October 4, 2007 - 07:56.

Mine started off about 5 years ago when I realized I was in way over my head in debt. It took me 5 years to pay it off, but last month I just made the last payment on $20,000 dollars worth of credit card bills. It felt amazing!

I cook meals at home at least 25 days out of the month, my husband takes his lunch to work, and we have lived in all sorts of places over the years to save a few hundred each month in rent. Both our cars are paid for, and if we want something major we budget for it and put a little bit aside each month in order to get it.

Now, I am going to buckle down again and save for a down payment on a house. I plan to have 20% down so I can avoid PMI, and I plan to do it in a years time. I get a rush now out of saving money!

I just started cloth diapering my son as well, to save on diapers.

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