Submitted by Stephan F- on October 10, 2007 - 18:06.
The employment center I went to told me that it generally takes 1 month for every $10,000/year in salary to find a new job of equivalent salary. In other words, If you made $40,000/year, expect your job search to take about 4 months.
If you are in debt an emergency fund is even more important but it also needs to be kept small, but big enough to cover an appliance replacement, car repair or even a trip to the doctor. $1000 is about right but don't scoff at even $200. That is better then going into even more debt.
I like the idea that A Simple Dollar had, pump the money for a debt snowball into a savings account and have it available as an emergency fund and then pay off the debt when you have enough to retire the whole thing plus a small cushion.
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What advice I got after I lost my previous job
Submitted by Stephan F- on October 10, 2007 - 18:06.
The employment center I went to told me that it generally takes 1 month for every $10,000/year in salary to find a new job of equivalent salary. In other words, If you made $40,000/year, expect your job search to take about 4 months.
If you are in debt an emergency fund is even more important but it also needs to be kept small, but big enough to cover an appliance replacement, car repair or even a trip to the doctor. $1000 is about right but don't scoff at even $200. That is better then going into even more debt.
I like the idea that A Simple Dollar had, pump the money for a debt snowball into a savings account and have it available as an emergency fund and then pay off the debt when you have enough to retire the whole thing plus a small cushion.