Here's what I would decide in all the above situations (based on my own priorities and without too much explanation - oh, and this is not what I recommend everyone else to do... just what I would do):

1. Find a way to work at home with flex hours, but not put the child in daycare. This way I could fully concentrate on taking care of and spending time with my child (especially if this is a life threatening disease)... and then when baby is asleep or dad is home... I could do some work. It would take longer to pay off debts... but there would be no possible feeling regret for not spending the time with the child (especially if the possibility is of losing the child to the disease).

2. I would spend the kids college funds. Sorry kids. It was a nice plan to provide for their college educations but compared to a necessary medical procedure/bill, college all-paid is a luxury. There are others ways to get through school.

3. Goodbye great deal. Instead I'd probably lament to every other video game loving friend how I had to spend my money and then mooch off them for play time as much as possible. Again, it'd be the whole "necessary versus luxury" situation.

4. (This is very similar to my current situation, but not exactly the same.)I would probably weigh the idea with how fast it can get up and running and provide the necessary funds... if it is quicker than the average "upstart" (2 years I think), then I'd put some serious "overtime" at home to get it up and running. If not, I'd say "oh well". Mainly because graduate degrees tend to not last too long and after getting a degree, there is often a move involved which could really hurt a business that finally made it into the "black". I'd also wouldn't want a "good idea" to possibly derail my husband's dream and something that was previously sat-down-and-considered-to-be a priority. Rather, I'd want to find a creative way to make them both come true sometime, if possible. And if it isn't... it's sad, but maybe a new idea will come later down the road.