Submitted by MikeCinFLA on November 14, 2007 - 05:58.
Five years ago I converted the full amount of my mortgage into a home equity line for the full value of my home. Everytime I get a 0% balance transfer offer from the credit card companies I use them to pay down my home equity line. One month before the 0% term on the card expires I pay the card off in full from the equity line and cancel the card. Currently I have about $70,000 of my home debt at 0% interest and my credit score/limit has gone through the roof! In theory someday I will be juggling all that debt at 0%!
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Another Novel use for that card
Submitted by MikeCinFLA on November 14, 2007 - 05:58.
Five years ago I converted the full amount of my mortgage into a home equity line for the full value of my home. Everytime I get a 0% balance transfer offer from the credit card companies I use them to pay down my home equity line. One month before the 0% term on the card expires I pay the card off in full from the equity line and cancel the card. Currently I have about $70,000 of my home debt at 0% interest and my credit score/limit has gone through the roof! In theory someday I will be juggling all that debt at 0%!