A non-solution? It is THE solution. Work hard, eliminate debt. Purchase a home and pay it off. Focus on education, apply your skills and get rewarded. There are so many people who have followed this path, to question it is ridiculous.

Again, no excuses. Demand more, give more and you'll get more. Is it hard? Yes. Is there sacrifice? Yes. Is there pain? Yes. But in the end, the price is worth it all.

I branched out on own, but didn't succeed. I have debt up to my eyeballs. Life is hard right now -- I have two jobs, my wife has three part-time jobs and we homeschool our kids. For the time being, family game night is a big night out. But that's the price we're willing to pay to right our ship. No complaining, no excuses, we're just going to get it done (with some great ideas from Wise Bread!)

I don't care if a CEO makes millions, or if a small businessman buys a Lexus. I have no class envy. Collectivism failed (see Soviet Union). This country rewards hard work. I look forward to succeeding again -- and then giving back to this great country I love.