Submitted by Philip Brewer on March 12, 2008 - 06:08.
The amount of "refinance your mortgage" ads seems to have dropped considerably. And for all the talk of a government bailout, there hasn't really been one. (Virtually the entire extent of the government action so far has been to clarify a couple of technical rules to make it clear that lenders can work out problem loans, even if they've been packaged and sold.)
So, I think there's real reason to hope that things will return to normal. So many people see that "home prices always go up" is false (and so many people have negative equity now), that I think it'll be a generation before people will be so easily fooled again.
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Hopefully, things are getting better
Submitted by Philip Brewer on March 12, 2008 - 06:08.
The amount of "refinance your mortgage" ads seems to have dropped considerably. And for all the talk of a government bailout, there hasn't really been one. (Virtually the entire extent of the government action so far has been to clarify a couple of technical rules to make it clear that lenders can work out problem loans, even if they've been packaged and sold.)
So, I think there's real reason to hope that things will return to normal. So many people see that "home prices always go up" is false (and so many people have negative equity now), that I think it'll be a generation before people will be so easily fooled again.