A lot of people also misunderstood what equity actually means. For example, one of my friends told me that he is going to suddenly get $500,000 in equity because he is buying a house, and I asked him if he knew that equity means the value of the house minus the amount of debt, and he didn't. Another couple I know are doing an interest only loan, and they keep on talking about equity to me, too. It's pretty bizarre because I know they are pretty much just renting the money from the bank.
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A lot of people also
Submitted by Xin Lu on March 13, 2008 - 13:47.
A lot of people also misunderstood what equity actually means. For example, one of my friends told me that he is going to suddenly get $500,000 in equity because he is buying a house, and I asked him if he knew that equity means the value of the house minus the amount of debt, and he didn't. Another couple I know are doing an interest only loan, and they keep on talking about equity to me, too. It's pretty bizarre because I know they are pretty much just renting the money from the bank.