Wise Bread | Personal Finance and Frugal Living Forums

Seems very similar to PayPal..

https://www.paypal.com/us/cgi-bin/webscr?cmd=p/gen/ua/policy_privacy-out...

I would imagine that opting out is smart. I don't think they are any more inclined to run a credit request than when you open a free checking account at your local bank (which mine doesn't do unless you are applying for a line of credit.) If so, then you probably get the same credit request when you open any online account (i.e. ING Direct, etc.)

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