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THANK YOU FROM A FIRST TIMER

Submitted by Soo on May 18, 2008 - 00:02.

Thank you Thank you Thank you! As someone who sat down today to create her first ever budget (in my 40's - ouch) your BLS template reference has proved invaluable, if not somewhat shocking, in highlighting all the various items to include. Your advice on categories has made the task so much easier and more manageable than I anticipated, resulting in a far more detailed and realistic budget than I would otherwise have drawn up.

I am excited about this next step on my journey - so far have built an emergency fund, stopped using my credit cards (largely), consolidated my debt and accelerated the repayments. Now I am preparing to monitor my spending, adjust according to budget and set goals for financial freedom.

Thank you for your assistance at this crucial point.

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