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Staff Writer

Damian Davila

Damian Davila is a Honolulu-based writer with an MBA degree from the University of Hawaii. He writes about financial topics because he enjoys helping people save money.

Latest articles by Damian Davila

Here's What the Successful Use of Secured Credit Cards Looks Like

A secured credit card offers many benefits — if you know how to use them! Make the most of your secured card to rebuild credit faster.

5 Facts Millennials Should Know About Retirement Planning

Retirement saving has never been easy, but for today's young adults, it seems impossible. Here's how to understand today's special saving challenges.

5 Expensive Life Essentials Worth Investing In

While it's good to scrimp and save, you may want to think twice about cheaping out on these life essentials. They're worth every penny.

The 4 Greatest Stock Reversals in the Last Decade

These four big stock market losers transformed themselves into stock market darlings in just 10 years. Find out what it takes to be a comeback kid.

7 Dumb Stock Picking Mistakes Even Smart Investors Make

Even savvy investors make dumb mistakes. Steer clear of these easy-to-make investment blunders!

6 American Cities With the Highest Minimum Wage

A livable wage is a hot-button issue most can agree on. These six American cities are leading the way to sustainable minimum wages.

6 Unexpected Benefits of Secured Credit Cards

Secured credit cards can help build or rebuild credit — but you may be surprised by the other benefits they offer, too.

4 More Exciting, Affordable American Cities to Retire In

Don't retire just anywhere! These affordable, multifaceted cities are perfect for baby boomers to call home.

4 Mobile Phone Upgrades That Aren't Worth the Money

Many phone upgrade offers seem worthwhile at the store, but are usually a waste of money. We promise — you won't need them, so don't buy them!

Filed an Extension? Here's What You Need to Know

The deadline's passed and you won't be getting a refund. It's okay — you have options, but you must exercise them to avoid big penalties or worse.

Why This Thing in Your Wallet Is Almost Useless Today

Travelers checks were once a staple for safe spending abroad. Today, they are mostly obsolete — here's why it's okay to leave home without them.

6 Mobile Payment Tools You Should Start Using Today

Everything else has gone digital, why not your credit cards? Check out these mobile payment tools you can start using today — and leave your wallet at home.

6 Kinds of Insurance That Aren't Worth It -- And What to Do Instead

Logic tends to get overlooked when it comes to "better safe than sorry." But for these six types of insurance, safer simply isn't worth the cost.

8 Tax Return Mistakes Even Smart People Make

Nobody's perfect — but for tax filing, even small errors have big consequences! Keep an eye out for these easy-to-make tax return miscues.

4 Warranties That Aren't Worth It

Better safe than sorry, right? That may be your reasoning behind buying product warranties. But in these four instances, warranties definitely aren't worth it.

10 Investing Lessons You Must Teach Your Kids

Teach your children smart investing early, and you'll set them up for a lifetime of good financial decisions later.

4 Annoying Things Bill Collectors Can't Do -- And How to Stop Them

It pays to know your rights when it comes to collections agencies. Here are four things that debt collectors definitely can't do.

6 Smart Things to Do With Your Bonus

You've got a little extra money on hand, but don't burn it on stuff. Instead, spend that windfall to build a better future for you and your family.

10 Resume Mistakes That Will Hurt Your Job Search

Finding a job is hard even in the best of circumstances, but you're sabotaging your search if you're making these basic resume errors.

4 Exciting, Affordable American Cities to Retire In

Retirement should be both frugal and fun. These engaging and economical American cities have a lot to offer retirees.