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Staff Writer

Damian Davila

Damian Davila is a Honolulu-based writer with an MBA degree from the University of Hawaii. He writes about financial topics because he enjoys helping people save money.

Latest articles by Damian Davila

4 Magic Words and Phrases That Will Make You Sound Smarter

Because you're a regular Wise Bread reader, you're right more often than not. Sound even smarter — instantly — with these clever words and phrases.

12 More Grammar Mistakes That Are Making You Look Stupid

Poor word choice and grammar mistakes definitely can make you look stupid. Worse — they can damage your career. Watch out for these common errors.

7 Facebook Updates That Are Making You Look Stupid

Facebook is a fun way to share with friends — and their friends, and total strangers. Avoid these Facebook faux pas and keep your profile sharp.

10 Critical Steps to Protect Your Data in the Cloud

Cloud backup services are easy to use — and easy to hack, it seems. Protect your personal data from prying eyes.

10 Money Moves You Need to Make Before the End of the Year

Holiday season is also year end financial season. Take a break from holiday craziness and spend some you time prepping your money for 2015.

Don't Get Screwed: 3 Surprising Times When You Need a Lawyer

You don't need to be in trouble with the law to need a lawyer. Find out when you should really spend the money to lawyer up.

Want to Be More Attractive? Work These 5 Magic Words (and Phrases) Into Your Vocabulary

It sounds silly, but some words and phrases really can make you feel more confident — and more attractive.

4 Signs You're Burned Out (and How to Recover)

What with work, the kids, the neighbors, burnout is never far off. Recognize the signs — and take steps to walk back from the brink.

10 Dumb Little Productivity Killers You Need to Stop Doing Today

Wondering what happened to your productivity? You frittered it away in these 10 dumb little ways. Learn how to get back on task — and stay there.

7 Ways to Keep Your Retirement Funds From Disappearing

If you've got some retirement savings, you're doing well! Follow these guidelines to keep your savings as strong as possible.

10 Dumb Little Budgeting Mistakes You Need to Stop Making Today

Small little spending and budgeting mistakes add up to big holes in your finances. The good news is that you can find and fix them.

11 Reasons Your Credit Card Application Was Denied — And What You Can Do About It

Denied! Find out why your credit application was rejected by the bank, and then take steps to tighten your finances, and improve your credit score.

11 Easy Memory Hacks

Start remembering more of the stuff that matters with this collection of simple — and surprising — memory enhancement tricks.

12 Grammar Mistakes That Are Making You Look Stupid

What you say is what really matters, right? The truth is, how you say it is often more important. Avoid these common errors for sharper messages.

10 Signs You Ought to Get Another Credit Card

Another what!? Yep, responsibly maintaining several credit accounts is good for your financial health. Know when to apply for your next.

13 Things You Don't Know About Your Credit Report — But Should

There's a lot more to a credit report than just the score. Find out what the bureaus know about you — and how you can improve your credit.

4 Times You Should Splurge and Hire a Pro

You probably already hire a pro when it comes to plumbing and dentistry. Here are four common DIY tasks you probably should hire out for, too.

11 Time Saving Hacks From the World's Busiest People

Time is your most precious resource. Learn how to save some for yourself (and your family), by doing what really super busy people do.

Want to Be Happier? Work These 7 Magic Words into Your Vocabulary

The words we say and think have a strong influence over our moods and emotions. Harness their power to gain (and spread) more happiness in your life.

11 Fun Games That Make You Smarter, Too

Sure, games are fun, but they can also make us smarter, teach us about money, and stave off dementia. Try these brain building pastimes.