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Staff Writer

Damian Davila

Damian Davila is a Honolulu-based writer with an MBA degree from the University of Hawaii. He also has a Masters in Educational Technology from a joint program between the Tecnologico de Monterrey and the University of British of Columbia.

Latest articles by Damian Davila

9 Questions You Should Ask Before Hiring a Robo-Adviser

Robots are taking all the jobs — even the money manager's. Before you let a bot manage your nest egg, make sure it knows what it's doing.

Beginner's Guide to Reading a Stock Table

Getting stuck between the columns of a stock table? They're simpler than they look. Let's break down how to read one!

5 Signs It’s Time to See a Credit Counselor

Don't navigate the murky waters of debt alone. A credit counselor may be the guiding light you need.

Christmas Club Accounts: Are They Worth It?

Looking for ways to afford the holiday shopping tab this year? Join the club — literally!

4 Foolproof Ways to Protect Your Money From Inflation

Inflation may not be as taxing as it once was, but it still chips away at your money. Here's how to keep more of what's yours, for longer.

3 Sneaky Ways Identity Thieves Can Access Your Data

Identity thieves are crafty. Get the jump on them by protecting yourself from these underhanded attacks on your identity — and your money.

6 Health Insurance Benefits You're Probably Not Using

It's a safe bet your health insurance provider offers some pretty sweet benefits. And chances are, you aren't using them.

How Too Much Investment Diversity Can Cost You

Never put all your eggs in one investment basket. But how do you know if you have too many baskets?

6 Money Lessons We Could All Learn From Dwayne "The Rock" Johnson

You can't switch on the TV or click open a web browser without running into The Rock. Find out how much that visibility is worth -- and what you can learn from it.

5 Times It's Okay to Delay Retirement Savings

We'll just about never tell you to put off retirement savings. But in these extreme and temporary instances, it might be okay.

10 Ways to Improve Yourself for $100 or Less

Stuck in a rut? You can makeover your career, your finances, and your life for less than $100!

Who to Hire: A Financial Planner or a Financial Adviser?

Believe it or not, financial advisers and financial planners are not the same thing!

What Happens to Your Debt After You Die?

Add debt to the short list of life's certainties (alongside death and taxes). Since you can't take it with you, where does it go?

Where to Turn for Help When You Don't Have an Emergency Fund

If we've told you once, we've told you a thousand times — you need an emergency fund! But if disaster strikes, these last-minute answers can cover a cash crunch.

10 Money Moves to Make When a Layoff Is Coming

You've seen the warning signs. When you suspect job cuts are headed your way, it's time to get these money moves in motion.

7 Reasons Your Card Got Declined (And How to Fix It)

"So sorry, that card's been declined." Here's why this ultra-embarrassment can happen — and how to make sure it never does again.

4 Moves That Guarantee a Great Retirement

The number of Americans happy in retirement plummets each year. Avoid that fate and enjoy your golden years to the max.

4 Things You Need to Know About the Federal Reserve

You probably know that the Fed "sets" interest rates. Find out what else the nation's central bank does for you — and your money.

A Simple Guide to Rolling Over All of Your 401Ks and IRAs

Wondering what to do with your 401K or IRA after a job switch? We'll break it down for you.

10 Places to Stash Your Money Besides a Savings Account

Got some cash to stash? There are far better places to keep your money than the traditional old savings account.