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Staff Writer

Damian Davila

Damian Davila is a Honolulu-based writer with an MBA degree from the University of Hawaii. He also has a Masters in Educational Technology from a joint program between the Tecnologico de Monterrey and the University of British of Columbia.

Latest articles by Damian Davila

Get Your Money Sooner by Starting 2016 Tax Prep Now

The early (tax) bird gets the worm — and reduces the chance it'll be a victim of identity theft. Start your 2016 tax prep now, and skip all the stress in April.

Watch Out for These 5 Last Minute Home Buying Costs

First time homebuyers can be left scrambling to cover these last-minute costs. Don't get blindsided on your way to your new home!

15 Retirement Terms Every New Investor Needs to Know

Good for you for starting that retirement fund! Your future self will thank you. Now, let's get you brushed up on some key terms.

New Job? Don't Make These 7 Mistakes With Your Benefits

Congrats on the new gig! Before you start celebrating, make sure you aren't making these crucial mistakes with your new benefits.

Be Careful Who You Owe: Here's Who Can Garnish Your Wages

Most Americans already live paycheck to paycheck. If you owe these four creditors money, well...that paycheck might get a little — or a lot — smaller.

What Are Income Stocks?

Income stocks yield promising profit with little price variation. Find out if they're right for your portfolio.

6 Reasons to Visit Your Credit Union on October 20

October 20, 2016 is International Credit Union Day! Why not stop by your local branch and find out if a credit union is right for you?

5 Ways American Retirement Is Changing

American retirement isn't what it used to be. Are you adapting with the changing times?

4 Money Lessons We Can Learn From J.K. Rowling

J.K. Rowling knows a thing or two about muggle money struggles. After all, she once had her share.

6 Smart Ways to Boost Your Social Security Payout Before Retirement

Pave the way for a smart retirement by boosting your Social Security payout first.

13 Crucial Social Security Terms Everyone Needs to Know

Most Americans depend on Social Security in retirement. That's why it's critical to know these 13 Social Security terms.

7 Retirement Planning Steps Late Starters Must Make

Americans are not very good at saving for retirement. If retirement is looming your horizon, start doing a better job of preparing.

How Much Are Pricey Home Upgrades Really Worth?

When readying a home for sale, it can be tempting to go wild with a new deck or room addition. Before you start, do the math.

9 Questions You Should Ask Before Hiring a Robo-Adviser

Robots are taking all the jobs — even the money manager's. Before you let a bot manage your nest egg, make sure it knows what it's doing.

Beginner's Guide to Reading a Stock Table

Getting stuck between the columns of a stock table? They're simpler than they look. Let's break down how to read one!

5 Signs It’s Time to See a Credit Counselor

Don't navigate the murky waters of debt alone. A credit counselor may be the guiding light you need.

Christmas Club Accounts: Are They Worth It?

Looking for ways to afford the holiday shopping tab this year? Join the club — literally!

4 Foolproof Ways to Protect Your Money From Inflation

Inflation may not be as taxing as it once was, but it still chips away at your money. Here's how to keep more of what's yours, for longer.

3 Sneaky Ways Identity Thieves Can Access Your Data

Identity thieves are crafty. Get the jump on them by protecting yourself from these underhanded attacks on your identity — and your money.

6 Health Insurance Benefits You're Probably Not Using

It's a safe bet your health insurance provider offers some pretty sweet benefits. And chances are, you aren't using them.