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Staff Writer

Damian Davila

Damian Davila is a Honolulu-based writer with an MBA degree from the University of Hawaii. He also has a Masters in Educational Technology from a joint program between the Tecnologico de Monterrey and the University of British of Columbia.

Latest articles by Damian Davila

The Easy Way to Do Your Taxes (Without Paying Someone Else)

Don't stress at tax time. These people and organizations will file your returns for you — and they'll do it for free.

5 Sales Strategies Your Bank Uses to Make Money

Banks are businesses, too. Keep an eye out for these sales tactics that might be costing you money

Bots, Chips, and Selfies: How Safe Are the New Ways to Pay?

Smile! You just paid with a selfie. How safe are these trendy new ways to spend, anyway?

7 Tools and Gadgets Your Smartphone Can Replace

Clear the clutter and keep your smartphone, because with the right apps, it becomes a universal tool that makes your everyday life easier.

5 Investments That Aren't Stocks or Bonds

Stock ownership is at the lowest rate in almost two decades. These alternative investments may be the reason why.

What Freelancers and Side Giggers Need to Know About Income Taxes

Uncle Sam wants his due from everybody. That means you too, freelancers.

FICO or FAKO: Are Free Credit Scores From Credit Cards the Real Thing?

Your credit card provider might offer your credit score —for free! — every month. Here's what you need to know about that complimentary number.

5 Common Tax Mistakes We Need to Stop Making

Sure, doing your taxes can be tricky! But when it comes to these five mistakes, we really, really need to stop making them.

4 Best States to Start a New Business In

The entrepreneurial spirit is alive and well for many Americans. Their small business ventures would fare particularly well in these four states.

6 Grocery Purchases That Will Be Cheaper in 2017

We don't know exactly what 2017 will bring, but we do know that these grocery items will cost less!

8 Classic Toys That Won Christmas

While you're camped out on the sidewalk hoping to lay your hands on the right Hatchimal, consider these eight ultra-fun classic toys that may be just as hard to come by.

7 Apps That Monitor Your Credit for You

There's an app for everything these days — even credit monitoring. Now there's really no excuse!

Get Your Money Sooner by Starting 2016 Tax Prep Now

The early (tax) bird gets the worm — and reduces the chance it'll be a victim of identity theft. Start your 2016 tax prep now, and skip all the stress in April.

Watch Out for These 5 Last Minute Home Buying Costs

First time homebuyers can be left scrambling to cover these last-minute costs. Don't get blindsided on your way to your new home!

15 Retirement Terms Every New Investor Needs to Know

Good for you for starting that retirement fund! Your future self will thank you. Now, let's get you brushed up on some key terms.

New Job? Don't Make These 7 Mistakes With Your Benefits

Congrats on the new gig! Before you start celebrating, make sure you aren't making these crucial mistakes with your new benefits.

Be Careful Who You Owe: Here's Who Can Garnish Your Wages

Most Americans already live paycheck to paycheck. If you owe these four creditors money, well...that paycheck might get a little — or a lot — smaller.

What Are Income Stocks?

Income stocks yield promising profit with little price variation. Find out if they're right for your portfolio.

6 Reasons to Visit Your Credit Union on October 20

October 20, 2016 is International Credit Union Day! Why not stop by your local branch and find out if a credit union is right for you?

5 Ways American Retirement Is Changing

American retirement isn't what it used to be. Are you adapting with the changing times?