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Staff Writer

Damian Davila

Damian Davila is a Honolulu-based writer with an MBA degree from the University of Hawaii. He writes about financial topics because he enjoys helping people save money.

Latest articles by Damian Davila

6 American Cities With the Highest Minimum Wage

A livable wage is a hot-button issue most can agree on. These six American cities are leading the way to sustainable minimum wages.

6 Unexpected Benefits of Secured Credit Cards

Secured credit cards can help build or rebuild credit — but you may be surprised by the other benefits they offer, too.

4 More Exciting, Affordable American Cities to Retire In

Don't retire just anywhere! These affordable, multifaceted cities are perfect for baby boomers to call home.

4 Mobile Phone Upgrades That Aren't Worth the Money

Many phone upgrade offers seem worthwhile at the store, but are usually a waste of money. We promise — you won't need them, so don't buy them!

Filed an Extension? Here's What You Need to Know

The deadline's passed and you won't be getting a refund. It's okay — you have options, but you must exercise them to avoid big penalties or worse.

Why This Thing in Your Wallet Is Almost Useless Today

Travelers checks were once a staple for safe spending abroad. Today, they are mostly obsolete — here's why it's okay to leave home without them.

6 Mobile Payment Tools You Should Start Using Today

Everything else has gone digital, why not your credit cards? Check out these mobile payment tools you can start using today — and leave your wallet at home.

6 Kinds of Insurance That Aren't Worth It -- And What to Do Instead

Logic tends to get overlooked when it comes to "better safe than sorry." But for these six types of insurance, safer simply isn't worth the cost.

8 Tax Return Mistakes Even Smart People Make

Nobody's perfect — but for tax filing, even small errors have big consequences! Keep an eye out for these easy-to-make tax return miscues.

4 Warranties That Aren't Worth It

Better safe than sorry, right? That may be your reasoning behind buying product warranties. But in these four instances, warranties definitely aren't worth it.

10 Investing Lessons You Must Teach Your Kids

Teach your children smart investing early, and you'll set them up for a lifetime of good financial decisions later.

4 Annoying Things Bill Collectors Can't Do -- And How to Stop Them

It pays to know your rights when it comes to collections agencies. Here are four things that debt collectors definitely can't do.

6 Smart Things to Do With Your Bonus

You've got a little extra money on hand, but don't burn it on stuff. Instead, spend that windfall to build a better future for you and your family.

10 Resume Mistakes That Will Hurt Your Job Search

Finding a job is hard even in the best of circumstances, but you're sabotaging your search if you're making these basic resume errors.

4 Exciting, Affordable American Cities to Retire In

Retirement should be both frugal and fun. These engaging and economical American cities have a lot to offer retirees.

4 Credit Report Mistakes That Could Be Costing You Big

You know you should be reviewing your credit report annually. When you do, these are the credit dangers to look for.

5 Simple Ways to Boost an Underperforming 401(k)

For most of us, a 401(k) is our primary retirement savings vehicle. Don't undercut your earnings by allowing your 401(k) to fall behind.

5 Dumb 401(k) Mistakes Smart People Make

There are lots of ways to go wrong with a 401(k). Don't hurt your retirement with any of these common mistakes.

Never Miss Free Ice Cream Again: Complete Calendar of Annual Free Stuff Days

Companies big and small celebrate holidays famous and obscure with... freebies. Find out when and where to get yours!

4 Great Investments That Sounded Really Stupid in the 2000s

It's easy to make the right investments in hindsight. It's also easy to kick yourself for not taking the plunge when you should have.