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Staff Writer

Darren Wu

I love to help people earn more money, save more, grow their money, and give it away to help others. Join me at Money To Bless.

Latest articles by Darren Wu

Slam Dunk Personal Finance Tips From the NBA

Few of us have the on-court talent to command an NBA salary, but we can still learn some money lessons from the world of pro players.

4 Reasons Why You Must Open a Roth IRA Before April 15

One quirk of the tax law is that any contributions to a Roth IRA before April 15 count against last year's limits. Here are four good reasons to open one now.

5 Foods That Help You Fight Fat

Eating more of anything seems like the wrong way to fight fat. But these five nutritious foods really do fight fat — and they're a lot tastier than a visit to the gym.

Save $70,000 (or More!) With 4 Simple Credit Score Boosts

The benefits of good credit — reduced interest paid on purchases — can add up to many thousands of dollars. Learn how to start improving your credit today.

5 Investing Basics That Can Make You Rich

Following a few fundamental strategies can mean the difference of over $100,000 over your investing lifetime. What are you waiting for? Start here!

How Much Money Will You Have in 30 Years?

A key part of financial planning is goal setting. With the help of a conservative economic forecast and a common financial equation, you can plan how to reach it.

Online Savings Account Face-Off: Ally Bank vs Capital One 360

You know you should be saving more, even in this age of low saving account interest rates. Find out which of these two leading online banks is right for you.

Snowballs or Avalanches: Which Debt Reduction Strategy Is Best for You?

There are two leading strategies for debt elimination. Both will work, but one gets you out of debt a little faster and a lot richer.

Why Index Funds Are the Best Choice for New Investors

New investors may be tempted to move their mutual fund investments into an actively managed fund. Choose an index fund instead to avoid a costly mistake.

3 Ways to Save Hundreds (or Even Thousands) of Dollars Without Thinking

These three methods barely require any effort — and they can have huge results.

10 Investing Concepts to Ignore and 10 to Follow

New investors have a lot of advice to sift through — and it's not all good. Learn what to ignore and what to pay attention to.

Charged With an Overdraft Fee? Get Your Money Back!

Get hit with a bank overdraft fee? Put on your negotiation face to remove that fee, and then follow this simple plan to make sure it doesn't happen again.

7 Investing Lessons From the Two Comma Club

If you want to be a millionaire, take some advice from people who have already achieved that goal — members of Two Comma Club.

Why You Don't Need a College Degree to Succeed

Many people think you need a college degree to have a successful career, but that's not always the case — check out these jobs.

How to Set Up an IRA to Build Wealth

Want to become a millionaire? All you have to do is invest $11 a day in an IRA for 40 years. Learn how to set yours up.

10 Ways to Boost Your Take-Home Pay

Getting a new job isn't the only way to make more money — discover great ways to start bringing home more bacon.

The 1% Rule and Other Ways to Make Goals Manageable

Big goals are achieved through small changes. How small? Well, forget about 110% — sometimes all you need to give is 1%.

How to Create a Financial 5 Year Plan

To improve your financial future, you must first decide on your financial goals and then create a plan to reach them. Here's how to do both.

A Step-by-Step Guide to Creating Your Emergency Fund

A strong emergency fund is one of the most important keys to financial security. Learn how to build yours.

Learning Without the High Cost of Higher Education

College is a great way to get an education — but it's not the only way. These methods will help you learn more on the cheap.