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Staff Writer

David Ning

Built a business helping others manage wealth with practical tips like building passive income.

Latest articles by David Ning

The Many Benefits of DIY

Learning how to "do it yourself" doesn't just save you save from hiring someone. Discover how DIY can improve your finances, friendships, and more.

Why Inflation Isn't as Bad as You Think

Worrying about something like inflation doesn't help make it better — plus, there might not be as much to fret about as you thought. Learn why.

How Simplifying Your Accounts Can Improve Your Finances

Discover how you can simplify your life and improve your finances at the same time by minimizing and streamlining your accounts.

5 Reasons to Ditch Other Stock Investments for the S&P 500

Whether you're intimidated by the stock market or you just want a simpler way to invest, buying the S&P 500 index fund might be right for you.

Your Finances: 4 Emotional Decisions to Avoid

When it comes to making smart financial decisions, our emotions can be a powerful enemy.

How to Spend Less Without Starting a Budget

If you've had trouble making or following a budget, don't despair! You might be better off without one. Learn why — and how to save no matter what.

Is Paying Off Your Mortgage Early Costing You Money?

Are you worrying too much about whether you should pay off your mortgage early or invest that extra cash? Here's an article for you.

3 Hidden Dangers of Refinancing Your Mortgage

Refinancing your mortgage can help ease your financial burden, especially at current low rates. Just make sure you're aware of these potential dangers.

5 Dreams You Won't Achieve Unless You Live Below Your Means

By spending less than you earn, you can much more easily achieve big goals in life, from retiring early to finding a job you really love.

8 Personal Finance Basics to Tackle NOW

We spend a lot of time reading, but how often do we take action based on the advice we read? Discover the eight basic tasks you should tackle ASAP.

6 Things You Can Look Forward to When You Have Money

We always talk about trying to be financially free, but what happens once you reach that goal? Here are some of the advantages you can enjoy.

6 Mistakes to Avoid With a Financial Adviser

Financial advisers can be a great asset...or the cause of financial ruin. Make sure you get the most out of your adviser by avoiding these mistakes.

5 Money Making Activities You Can Do Today

With these money making ideas, you just might be able to live comfortably ever after!

6 Ways to Benefit From Your Credit Card

Your credit card doesn't have to be a debt-causing monster hiding in your wallet. Instead, learn how to make your card work for you.

6 Bulletproof Ways to Cut Your Budget

These easy budget-slashing techniques will help you save more and happily live below your means.

The 4 Most Common Unnecessary "Needs"

Reducing your budget can be difficult when you have so many "needs," but these four types of so-called necessities aren't required at all.

5 Ways to Save Money on Everyday Expenses

From groceries to insurance, our regular expenses are often where we waste the most cash. Follow these tips to cut down on costs.

The Fallacy of Multitasking

Think twice before you put "good at multitasking" on your resume — that just means you're good at being distracted. Here's how to actually work efficiently.

10 Hidden Costs That Hurt Your Wallet

From spend-happy friends to bad bulk buying and more, these sneaky costs and poor financial habits could be sucking the life out of your bank account.

8 Ways Technology Can Streamline Financial Management

If you're not using these tools to manage your finances, it's time for an upgrade. Otherwise, you could be losing time and money.