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David Ning

Built a business helping others manage wealth with practical tips like building passive income.

Latest articles by David Ning

The Freedom of a Debt-Free Life

Living in debt can be like living in a cage. Discover the freedom of breaking free.

How Much Car Can You Afford?

If you're planning to lease a new (or new-to-you) car, follow this advice to make sure you're factoring in all the costs and getting a car you truly can afford.

Easy Ways to Rein in Your Spending Without Sacrificing Fun

Think that frugality means sacrifice? Not necessarily. These four suggestions help you cut costs, not enjoyment.

7 Money Moves to Make When You Get a New Job

Starting a new job? Great! Just remember to make these key moves to keep your finances in order.

3 Reasons to Hire a Tax Professional (Even If You Don't Mind the Work)

Even if you like doing your own taxes, there are still good reasons to go to a professional. Learn how an accountant can save you both money and stress.

5 Easy Ways to Add $50 to Your Pocket

Hey, we'd all like some extra cash. Try these five simple tricks, each of which can make your wallet $50 fatter.

5 Money Truths That Aren't Always Obvious

For all the thinking we do about money, we sometimes miss the most important points. Discover five truths about finances that might surprise you.

Financial Tricks to Master for a Happier Life

Is it really money you are after? Get your life back and live happier!

The Many Benefits of DIY

Learning how to "do it yourself" doesn't just save you save from hiring someone. Discover how DIY can improve your finances, friendships, and more.

Why Inflation Isn't as Bad as You Think

Worrying about something like inflation doesn't help make it better — plus, there might not be as much to fret about as you thought. Learn why.

How Simplifying Your Accounts Can Improve Your Finances

Discover how you can simplify your life and improve your finances at the same time by minimizing and streamlining your accounts.

5 Reasons to Ditch Other Stock Investments for the S&P 500

Whether you're intimidated by the stock market or you just want a simpler way to invest, buying the S&P 500 index fund might be right for you.

Your Finances: 4 Emotional Decisions to Avoid

When it comes to making smart financial decisions, our emotions can be a powerful enemy.

How to Spend Less Without Starting a Budget

If you've had trouble making or following a budget, don't despair! You might be better off without one. Learn why — and how to save no matter what.

Is Paying Off Your Mortgage Early Costing You Money?

Are you worrying too much about whether you should pay off your mortgage early or invest that extra cash? Here's an article for you.

3 Hidden Dangers of Refinancing Your Mortgage

Refinancing your mortgage can help ease your financial burden, especially at current low rates. Just make sure you're aware of these potential dangers.

5 Dreams You Won't Achieve Unless You Live Below Your Means

By spending less than you earn, you can much more easily achieve big goals in life, from retiring early to finding a job you really love.

8 Personal Finance Basics to Tackle NOW

We spend a lot of time reading, but how often do we take action based on the advice we read? Discover the eight basic tasks you should tackle ASAP.

6 Things You Can Look Forward to When You Have Money

We always talk about trying to be financially free, but what happens once you reach that goal? Here are some of the advantages you can enjoy.

6 Mistakes to Avoid With a Financial Adviser

Financial advisers can be a great asset...or the cause of financial ruin. Make sure you get the most out of your adviser by avoiding these mistakes.