Delta Reserve Credit Card from American Express Review

By Christina Majaski. Last updated 25 September 2017. 0 comments

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The Delta Reserve Credit Card is considered an elite credit card, offering strong rewards and is loaded with travel benefits, in exchange for a high annual fee. If you are a jetsetter frequently traveling with Delta, you might want to consider the perks and benefits of carrying the Delta Reserve Credit Card. (See also: Which Delta SkyMiles Credit Card Should I Get?)

Why We Like This Card

  • Round-trip companion certificate each year
  • Access to Delta Sky Club airport lounges

How This Card Works

Earn two miles for every dollar spent on purchases made directly with Delta, and one mile for every dollar spent on other eligible purchases. Redeem miles for award flights with Delta Airlines or its partner airlines, or use them for seat upgrades, merchandise, and charitable donations. Earn an unlimited number of miles which do not expire. Cardholders also earn an annual companion certificate good for a domestic main cabin or first class ticket. Terms apply.

Bonus offer: 10,000 MQMs and 40,000 bonus miles after you spend $3,000 in purchases within your first 3 months of account opening.

Other Benefits

Delta Sky Club access. Delta Sky Club provides amenities such as Wi-Fi access, private restrooms, and snacks and beverages for more comfortable waits at the airport. Cardmembers receive complimentary access, plus get a discounted rate for up to two guests. (See also: Best Credit Cards that Offer Free Airport Lounge Access)

Annual bonus. Spend $30,000 in a year and earn a bonus of 15,000 MQMs and 15,000 miles. If you spend $60,000 in a year, you’ll earn an additional 15,000 MQMs and 15,000 miles. (See also: Best Cards Offering Airline Companion Tickets)

Concierge service. Includes concierge service for day or night assistance with arrangements such as making restaurant reservations, organizing upcoming special events, and purchasing gifts.

Baggage insurance. Get coverage if your baggage is lost, damaged, or stolen, on a trip where the ticket for a Common Carrier is purchased with your card.

Free checked bag. First bag is free on Delta flights, for up to 8 companions, which can be worth up to $50 on a round-trip flight for each person.

Priority Travel and Boarding. Go through the Sky Priority lanes and get Zone 1 Priority Boarding.

Discount on in-flight purchases. Receive a discount of 20% on in-flight purchases such as food, beverages, movies, and headsets. The discount appears on your statement as a credit.

Costs

  • $450 Annual Fee
  • 16.74%-25.74% Variable APR 
  • 3% Balance Transfer Fee (minimum $5)
  • $0 Foreign Transaction Fee

See rates and fees.

Considerations

High annual fee. Although the card includes many travel benefits and rewards opportunities, there’s no way to get around the annual fee. The annual bonuses and valuable perks more than compensate for the fee but you have to actually use them or else the fee isn't worth it. (See also: Best Travel Rewards Credit Cards)

Who This Card Is Best For

This credit card is best for those who very frequently travel with Delta Airlines and can take advantage of its travel benefits, especially complimentary access to Delta Sky Clubs. Because of the annual fee, the card is also best for travelers who plan on making, at the very least, $30,000 in purchases per year to qualify for the annual bonuses.

Terms apply. 

Info about the Delta Reserve card has been collected independently by Wise Bread. The issuer did not provide the details, nor is it responsible for their accuracy.

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