Emily Guy Birken's picture
Staff Writer

Emily Guy Birken

Emily has written 4 PF books: "The Five Years Before You Retire," "Choose Your Retirement," "Making Social Security Work for You," and her latest "End Financial Stress Now."

Latest articles by Emily Guy Birken

8 Money Moves You Can Make When We Turn the Clocks Back for Fall

When Daylight Saving Time ends, we'll all get an extra hour. Make the most of those 60 minutes with these smart money moves.

How to Overcome These 4 Common Retirement Fears

Let's face it; retirement can be scary! Take a deep breath. You can overcome these fears.

How to Budget When You're No Longer Broke

You went from barely making ends meet to being flush with cash. Don't abandon your broke budget!

7 Easy Ways to Build an Emergency Fund From $0

When your latest financial emergency is that you can't afford an emergency, it's time to start building that safety net — quickly!

3 Ways Americans Are Getting Better at Managing Their Money

Don't let the news dishearten you. Americans aren't completely terrible at money.

How to Use the Holidays to Teach Kids About Money

The holidays are full of family, fun, and even personal finance. 'Tis the season to teach your kids how to master their money!

5 Money Mistakes Couples Who Live Together Might Make After a Breakup

Breaking up is hard to do. When money is involved, it's even harder.

How Cutting Your Losses Can Save You More Than Money

Learn to let go and you'll gain way more than better financial habits. Sunk costs are sunk for a reason!

How to Find the Savings Strategy That Works For You

The path to saving money is as diverse as it is customizable. Are you following the best path for you?

Why Your Daily Latte Won't Sink Your Retirement Savings

You've heard it before — your daily latte indulgence is destroying your retirement savings. Except, it's really not.

How to Help Your Parents Retire

Your parents have given you so much in life. Pay it forward by helping them plan their best retirement.

Where to Find Emergency Funds When You Don't Have an Emergency Fund

A costly emergency has sprung up. The only problem? You have a second emergency — no money to cover it. Here's where to find funds fast.

How Reliving Past Money Mistakes Hurts Your Financial Future

We've all made money misjudgements in the past. Don't make another mistake reliving them in the present.

7 Money Moves Every New College Student Should Make

You're in college, and you have a lot to learn. Add these key money moves to your curriculum!

6 Age Milestones That Impact Your Retirement

You can drive at 16 and vote at 18. Don't forget, though, that important age milestones come later in life, too.

Money a Mess? Try This Personal Finance Starter Kit

There may be no personal finance starter kit you can order right to your door (yet, anyway), but don't worry: You can build one yourself.

How to Add an Extra Hour to Your Day

There are never enough hours in the day to get things done, but by borrowing some money management skills, you can buy one.

How to Budget Consistently Without a Steady Paycheck

Adapting your finances to the freelance life takes a little finesse. No worries: You can budget like a boss even without a steady income.

It's Time to Drop These 6 Rules of Money Etiquette

Sometimes old-fashioned etiquette is nice, but when it comes to money, sometimes it's completely out of step.

7 Ways Retirement Planning Changes When You're Single

Retirement planning is not one-size-fits-all. And if you're single, you'd be wise to prepare for some unique concerns — and benefits!