I remember doing two things as a kid: keeping careful track of my piggy bank, and reading every financial book I could find. I'm very interested in behavioral economics and how psychology affects our ability to make good money decisions.
If you think you're immune to marketing, think again — in fact, you might be convincing yourself to buy something and not even realize that you're doing it.
by: Emily Guy Birken | channel: Shopping
Competition between businesses is what creates good deals for consumers, right? Then why the heck are credit card companies not more competitive?
by: Emily Guy Birken | channel: Credit Cards
Many of us avoid thinking about life insurance because, well, it's kind of creepy. But it's also incredibly important. Learn why.
by: Emily Guy Birken | channel: Insurance
You might think that when it comes to big financial decisions, you only make logical, rational decisions. But research suggests that you don't.
by: Emily Guy Birken | channel: Consumer Affairs
Credit card companies have been trying to part us from our money for years — and their techniques are only getting more sophisticated.
Whether you're getting something for free from a company or giving your significant other a gift, discover how our minds assign less value to more stuff.
by: Emily Guy Birken | channel: Life Hacks
Learn why we treat some money differently from other money — and how to get a better overall grip on your finances.
by: Emily Guy Birken | channel: Taxes
Our illogical brains lead us to buy insurance when we need it the least and forget about it when we need it the most. Here's how to change the cycle.
We often think that having more choices is better. But in reality, having more options might cause us to make bad decisions — like getting risky mortgages.
by: Emily Guy Birken | channel: Real Estate and Housing
Maslow's hierarchy of needs helps explain why humans react the way they do. And for credit card companies, it helps explain how to get more of your money.
by: Emily Guy Birken | channel: Debt Management
Whether you're at the mall or online, retailers have plenty of tricks to help separate you from your cash. Learn what they are so you can shop smarter.
By making a few key moves before you shop, you can easily trick your brain into better credit card use. Here's how.
Your credit card company uses all sorts of sneaky statement tricks to keep you in debt. Learn what to look out for.
Even savvy shoppers can get sucked into credit card traps. Get the benefits of a rewards card and avoid the pitfalls by developing these habits.
There are a lot of parallels between losing weight and saving money — in fact, some of the best financial advice comes from dieting.
by: Emily Guy Birken | channel: Credit Cards, Debt Management
Traditional banking practices benefit the banks, not the customer. Discover how, if you're not careful, banks can hurt your finances.
by: Emily Guy Birken | channel: Banking
Why some of us take on so much debt — and how others manage to avoid it so well — can seem mysterious. Discover some of the reasons.
When big banks make big changes we don't like, it's easy to feel helpless. But the truth is that raising your voice can make a real difference.
Discover how your relationship with money can affect your kids' relationship with money — and how to make positive changes for you and them.
From buying unplanned items to straight-up attacking other customers, people can go a little wild on Black Friday. Discover the reasons why.