What would you buy if you could max out all of your credit cards in one day? - Page 2

Gootsy · 05-11-2008, 09:56 PM

I don't have anything especially expensive that I want to buy. A few minor(100-300 bucks) things I'd like, but my birthday is coming up and I hope I get a couple of em hehe.

Maybe buy a plane ticket to see fam on other side of country. Though that wouldn't max it out *shrugs*.

khorrell · 05-12-2008, 05:14 AM

I'm so impressed that y'all have so few wants.

I can think of a huge list...

- an MP3 player, an external hard drive, a stereo, and a technology consultant to make it all easy to use

- comfortable, kid-proof living room furniture that will magically look good and last forever

- a bigger (sigh!) car for the 4 kids and their friends. I'm always amazed at the things I learn listening to them talk in the car. I want to be the #1 carpool Mom!

- a personal trainer!

PlantGeek · 05-12-2008, 02:29 PM

There's nothing right now that I want enough to max out my credit cards. I guess if the opportunity came up for a once in lifetime trip somewhere (Europe or Australia) I would definitely consider it. Or maybe if the opportunity to take a wonderful job in a wonderful location and all I had to do was pay to relocate. I think the potential outcome in those situations would outweigh the risk I would take on with the debt. Material things aren't worth it to me though. I like the security of being debt free.

rstlne · 05-12-2008, 02:38 PM

I only have two credit cards and I'm planning on getting rid of one of the two after the middle of this year. The combined credit limit for the two is below $15,000, so I can't do much with that. Maybe buy a car or several thousand Subway footlongs.

FitandFrugal · 05-12-2008, 09:44 PM

Quote:

Originally Posted by Megan

I am a fan of credit cards, but I pay them off every month. I can't think of anything that would cause me to be willing to max out my credit cards! I can't even think of anything that would make me willing to carry a balance over one month (unless there was a zero percent interest deal).

My thoughts exactly. Why would I want to do that?

engchik · 05-13-2008, 09:27 AM

well, only if i didn't have to pay them back- i'd spring for a round the world cruise. but otherwise, i need to pay off my CCs!! i'll take that trip when i save all my pennies!

myscilyn@aol.com · 05-13-2008, 07:05 PM

Wow, even thinking about that question makes my heart sick. I would never ever think about maxing out the CCs, even in a dream. I'm a big fan of only buying what I can pay off in a month.

amyschiff · 05-14-2008, 04:34 AM

I couldn't get much... I only have about 6k in credit and there's not really anything I want bad enough to max out a credit card for... the only thing I really have on my list right now is a digital camera.... which I probably wouldn't need a credit card for.

mystiqueqt · 05-14-2008, 05:01 PM

In this day and age, the cost of living...... honestly, I think I would use them to help people who are hurting. There are so many military families and people who are losing their homes, sitting in the dark without lights and food etc. All because they can't afford it. I do not have much myself, but I do what I can.

happysmileylady · 05-15-2008, 08:28 PM

The combined total max limit on the two cards I have is only about $3500. If I add our HELOC (minus what still on it) DH and I would only have about $5k. There's no debt on the credit cards, the HELOC we are in the process of paying off. Anyway, if I had $5k and 24 hours to spend it...

A dyson vacuum, a tortilla maker, our crib mattress, the wood for DH to finish building the crib, the Stargate SG1 series on DVD and probably a new car stereo. That totally wouldn't use up the whole $5k, but that's really pretty much all I am wanting at the moment. DH would probably add a couple of tools to that but I don't know if we would spend the whole $5k.

05-13-2008, 09:27 AM	#16
engchik Member Join Date: Feb 2008 Posts: 32 Reputation: (10)	well, only if i didn't have to pay them back- i'd spring for a round the world cruise. but otherwise, i need to pay off my CCs!! i'll take that trip when i save all my pennies! __________________ When it rains it pours!

05-13-2008, 07:05 PM	#17
myscilyn@aol.com Junior Member Join Date: Apr 2008 Location: Pennsylvania Posts: 5 Reputation: (10)	Wow, even thinking about that question makes my heart sick. I would never ever think about maxing out the CCs, even in a dream. I'm a big fan of only buying what I can pay off in a month. __________________ Parents can only give good advice or put them on the right paths, but the final forming of a person's character lies in their own hands -- Anne Frank

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05-11-2008, 09:56 PM	#11
Gootsy Senior Member Join Date: Jan 2008 Posts: 239 Reputation: (24)	I don't have anything especially expensive that I want to buy. A few minor(100-300 bucks) things I'd like, but my birthday is coming up and I hope I get a couple of em hehe. Maybe buy a plane ticket to see fam on other side of country. Though that wouldn't max it out shrugs.

05-12-2008, 05:14 AM	#12
khorrell Senior Member Join Date: Jan 2008 Posts: 378 Reputation: (45)	I'm so impressed that y'all have so few wants. I can think of a huge list... - an MP3 player, an external hard drive, a stereo, and a technology consultant to make it all easy to use - comfortable, kid-proof living room furniture that will magically look good and last forever - a bigger (sigh!) car for the 4 kids and their friends. I'm always amazed at the things I learn listening to them talk in the car. I want to be the #1 carpool Mom! - a personal trainer!

05-12-2008, 02:29 PM	#13
PlantGeek Junior Member Join Date: Dec 2007 Posts: 18 Reputation: (10)	There's nothing right now that I want enough to max out my credit cards. I guess if the opportunity came up for a once in lifetime trip somewhere (Europe or Australia) I would definitely consider it. Or maybe if the opportunity to take a wonderful job in a wonderful location and all I had to do was pay to relocate. I think the potential outcome in those situations would outweigh the risk I would take on with the debt. Material things aren't worth it to me though. I like the security of being debt free.

05-12-2008, 02:38 PM	#14
rstlne Senior Member Join Date: Jan 2008 Location: New Jersey Posts: 364 Reputation: (115)	I only have two credit cards and I'm planning on getting rid of one of the two after the middle of this year. The combined credit limit for the two is below $15,000, so I can't do much with that. Maybe buy a car or several thousand Subway footlongs.

05-14-2008, 04:34 AM	#18
amyschiff Senior Member Join Date: Feb 2008 Location: Lansing, MI Posts: 278 Reputation: (38)	I couldn't get much... I only have about 6k in credit and there's not really anything I want bad enough to max out a credit card for... the only thing I really have on my list right now is a digital camera.... which I probably wouldn't need a credit card for.

05-14-2008, 05:01 PM	#19
mystiqueqt Junior Member Join Date: May 2008 Posts: 5 Reputation: (10)	In this day and age, the cost of living...... honestly, I think I would use them to help people who are hurting. There are so many military families and people who are losing their homes, sitting in the dark without lights and food etc. All because they can't afford it. I do not have much myself, but I do what I can.

05-15-2008, 08:28 PM	#20
happysmileylady Junior Member Join Date: Apr 2008 Posts: 28 Reputation: (11)	The combined total max limit on the two cards I have is only about $3500. If I add our HELOC (minus what still on it) DH and I would only have about $5k. There's no debt on the credit cards, the HELOC we are in the process of paying off. Anyway, if I had $5k and 24 hours to spend it... A dyson vacuum, a tortilla maker, our crib mattress, the wood for DH to finish building the crib, the Stargate SG1 series on DVD and probably a new car stereo. That totally wouldn't use up the whole $5k, but that's really pretty much all I am wanting at the moment. DH would probably add a couple of tools to that but I don't know if we would spend the whole $5k.