[Win $250 giftcard] Are you cutting your budget? - Page 25

wiggles · 11-20-2008, 10:54 AM

I am using more coupons and driving less.

boba1212 · 11-20-2008, 01:56 PM

I've cut back significantly on spending money on clothes. These days, a splurge consists of spending $20 at the local Goodwill, ha. I joined book swap communities where you send a book, get a book...ok that still costs some $$$ but at least you can get the latest hardback bestseller for price of postage rather than $15-20. Hmm, then again I really should utilize my library and pay 0.

I use less than the specified marking on detergent and softener when washing clothes. I also dilute concentrated dish washing detergent/hand soap/shampoo/pretty much everything.

ibex · 11-22-2008, 08:09 PM

Definitely cutting back. How could you not? Going out less, and being more critical of newly non-essential purchases. Always looking for other ways to stretch that dollar, I'm glad I found wisebread.

Kathryn · 11-23-2008, 06:36 AM

[trying to keep gloating to a minimum]
In the past year my husband's gotten a major promotion and I've increased my income by more than 50% by getting into a better-paying freelance line of work. So we're not cutting back these days on the day-to-day, and in fact are finding room in our budget to cover some wants that we couldn't have a couple of years ago.

But we did decide to hold off on doing some major restoration work on the fixer-upper log cabin we bought last year, so that we could trickle all our available cash into the stock market at what we hope is somewhere near a bottom. Takes a little of the sting out of what has happened to our existing retirement funds!

mzScarlett · 11-23-2008, 10:40 PM

Making own laundry soap: 1 c grated Sappo ends, 1/2 c. borax, 1/2 c washing soda; use 1 T. reg, 2 T heavy soiled. Save your $ save your life! bought laundry soaps have all kinds of nasty chemicals & you have to use far more due to the "fillers"; Save $ both ways! Best cleaner I have found: simple paste of baking soda & Kosher salt: add water to consistency of paste. Cleans oven like you wouldn't believe; great on bathtubs, any mold, or scum: then spritz with vinegar, hydrogen peroxide 3% when done; this dynamic duo kills ecoli, salmonella, & all other nasties including VIRUSES! and is STRONGER & MORE EFFECTIVE than clorine: and any other toxin made. (pennies folks!) And better protection! And good for humans, pets, planet! Make own mixes & then just add eggs, oil, etc: save yourself $ both from store bought & again your health: they put way to much nasty chemicals in their cuz they get 600,000 'xs the cost of your meds! SAVE both ways! BTW, get a seal a meal/foodsaver/get rolls cheap on Ebay (generic); sealed vacuumly, light, air & water tight, lasts indefinetly! Cook once makes a mess so always cook for more than one meal: making chili, soups, etc: make enough for at least 2 more meals during the month! Absolutely love the convenience of it all!

Abscondio · 11-26-2008, 12:17 PM

Soooooo.....

winner?

Lynn · 11-30-2008, 02:42 PM

The winner is Cubicle Person!

We really enjoyed reading all your entries. Thank you for sharing your wonderful stories with us.

Cubicle Person · 12-01-2008, 11:12 AM

Quote:

Originally Posted by Lynn

The winner is Cubicle Person!

We really enjoyed reading all your entries. Thank you for sharing your wonderful stories with us.

Thanks! I just posted my winning on my blog.

redambrosia · 12-01-2008, 11:25 AM

Well, right now I'm unemployed, so I've been cutting back on like, everything. I won't be buying anyone gifts this year (they better like cookies) and I won't be buying any new decorations (probably not even a tree). Reuse, reuse, reuse! Add water to stretch the soup.

olena99 · 12-03-2008, 01:59 PM

Here are five items your should never cut from your budget.
1. Do Not Cut Health Insurance
2. Do Not Cut Your Retirement Contributions
3. Do Not Stop Your Debt Payment Plan
4. Do Not Cut Car or Renter’s/Homeowner’s Insurance
5. Do Not Completely Cut Your Entertainment Category

12-03-2008, 01:59 PM	#250
olena99 Junior Member Join Date: Dec 2008 Posts: 27 Thanks: 0 Thanked 0 Times in 0 Posts Reputation: (10)	Here are five items your should never cut from your budget. 1. Do Not Cut Health Insurance 2. Do Not Cut Your Retirement Contributions 3. Do Not Stop Your Debt Payment Plan 4. Do Not Cut Car or Renter’s/Homeowner’s Insurance 5. Do Not Completely Cut Your Entertainment Category __________________ Payday Loans Canada

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11-20-2008, 10:54 AM	#241
wiggles Banned Join Date: Nov 2008 Posts: 12 Thanks: 0 Thanked 0 Times in 0 Posts Reputation: (10)	I am using more coupons and driving less.

11-20-2008, 01:56 PM	#242
boba1212 Member Join Date: Jan 2008 Posts: 74 Thanks: 0 Thanked 0 Times in 0 Posts Reputation: (10)	I've cut back significantly on spending money on clothes. These days, a splurge consists of spending $20 at the local Goodwill, ha. I joined book swap communities where you send a book, get a book...ok that still costs some $$$ but at least you can get the latest hardback bestseller for price of postage rather than $15-20. Hmm, then again I really should utilize my library and pay 0. I use less than the specified marking on detergent and softener when washing clothes. I also dilute concentrated dish washing detergent/hand soap/shampoo/pretty much everything.

11-22-2008, 08:09 PM	#243
ibex Junior Member Join Date: Oct 2008 Posts: 1 Thanks: 0 Thanked 0 Times in 0 Posts Reputation: (10)	Definitely cutting back. How could you not? Going out less, and being more critical of newly non-essential purchases. Always looking for other ways to stretch that dollar, I'm glad I found wisebread.

11-23-2008, 06:36 AM	#244
Kathryn Senior Member Join Date: Jan 2008 Posts: 138 Thanks: 0 Thanked 2 Times in 2 Posts Reputation: (19)	[trying to keep gloating to a minimum] In the past year my husband's gotten a major promotion and I've increased my income by more than 50% by getting into a better-paying freelance line of work. So we're not cutting back these days on the day-to-day, and in fact are finding room in our budget to cover some wants that we couldn't have a couple of years ago. But we did decide to hold off on doing some major restoration work on the fixer-upper log cabin we bought last year, so that we could trickle all our available cash into the stock market at what we hope is somewhere near a bottom. Takes a little of the sting out of what has happened to our existing retirement funds!

11-23-2008, 10:40 PM	#245
mzScarlett Member Join Date: Nov 2008 Posts: 36 Thanks: 0 Thanked 0 Times in 0 Posts Reputation: (10)	Making own laundry soap: 1 c grated Sappo ends, 1/2 c. borax, 1/2 c washing soda; use 1 T. reg, 2 T heavy soiled. Save your $ save your life! bought laundry soaps have all kinds of nasty chemicals & you have to use far more due to the "fillers"; Save $ both ways! Best cleaner I have found: simple paste of baking soda & Kosher salt: add water to consistency of paste. Cleans oven like you wouldn't believe; great on bathtubs, any mold, or scum: then spritz with vinegar, hydrogen peroxide 3% when done; this dynamic duo kills ecoli, salmonella, & all other nasties including VIRUSES! and is STRONGER & MORE EFFECTIVE than clorine: and any other toxin made. (pennies folks!) And better protection! And good for humans, pets, planet! Make own mixes & then just add eggs, oil, etc: save yourself $ both from store bought & again your health: they put way to much nasty chemicals in their cuz they get 600,000 'xs the cost of your meds! SAVE both ways! BTW, get a seal a meal/foodsaver/get rolls cheap on Ebay (generic); sealed vacuumly, light, air & water tight, lasts indefinetly! Cook once makes a mess so always cook for more than one meal: making chili, soups, etc: make enough for at least 2 more meals during the month! Absolutely love the convenience of it all!

11-26-2008, 12:17 PM	#246
Abscondio Junior Member Join Date: Oct 2008 Posts: 3 Thanks: 0 Thanked 0 Times in 0 Posts Reputation: (10)	Soooooo..... winner?

11-30-2008, 02:42 PM	#247
Lynn Administrator Join Date: Jan 2007 Posts: 47 Thanks: 0 Thanked 0 Times in 0 Posts Reputation: (15)	The winner is Cubicle Person! We really enjoyed reading all your entries. Thank you for sharing your wonderful stories with us.

12-01-2008, 11:25 AM	#249
redambrosia Member Join Date: Dec 2008 Location: Over yonder. Posts: 32 Thanks: 0 Thanked 0 Times in 0 Posts Reputation: (10)	Well, right now I'm unemployed, so I've been cutting back on like, everything. I won't be buying anyone gifts this year (they better like cookies) and I won't be buying any new decorations (probably not even a tree). Reuse, reuse, reuse! Add water to stretch the soup.